Locoga
Locoga is a credit union based in Valdosta, Georgia, established in 1960, with $4 million in total assets serving 662 members. By Trust Grade it ranks 64th of 72 credit unions we track in Georgia. Its net worth ratio of 7.1% trails most similarly sized credit unions (2th percentile), versus a Georgia median of 13.3%. It was profitable over the most recent period, with a 0.23% return on assets. No consumer complaints against Locoga appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Locoga compares to Georgia peers
How we graded Locoga
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (7.1% capital ratio)
- Profitable (ROA 0.23%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Locoga over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Locoga insured?
Yes. Locoga is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Locoga: frequently asked questions
Is Locoga a good credit union?
Locoga earns a Bankzia Trust Grade of C (74/100, "Average"), based on a financial-strength score of 74/100 (it has no CFPB complaints on record). Well-capitalized (7.1% capital ratio); Profitable (ROA 0.23%).
Is Locoga NCUA-insured?
Yes. Locoga is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Locoga?
Locoga holds $4 million in total assets, ranking 64th of 72 credit unions we track in Georgia. It serves 662 members.
Does Locoga have CFPB complaints?
No CFPB complaints against Locoga appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
