Georgia Guard
Georgia Guard is a credit union based in Macon, Georgia, established in 1997, with $3 million in total assets serving 717 members. By Trust Grade it ranks 72nd of 72 credit unions we track in Georgia. Its net worth ratio of 5.2% trails most similarly sized credit unions (1th percentile), versus a Georgia median of 13.3%. It posted a loss over the most recent period (-21.00% return on assets), a point to watch. No consumer complaints against Georgia Guard appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Georgia Guard compares to Georgia peers
How we graded Georgia Guard
The Trust Grade blends financial strength with complaint history. Full methodology →
- Below the well-capitalized threshold (5.2%)
- Unprofitable over the period (ROA -21.00%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Georgia Guard over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Georgia Guard insured?
Yes. Georgia Guard is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Georgia Guard: frequently asked questions
Is Georgia Guard a good credit union?
Georgia Guard earns a Bankzia Trust Grade of F (35/100, "Weak"), based on a financial-strength score of 35/100 (it has no CFPB complaints on record). Below the well-capitalized threshold (5.2%); Unprofitable over the period (ROA -21.00%).
Is Georgia Guard NCUA-insured?
Yes. Georgia Guard is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Georgia Guard?
Georgia Guard holds $3 million in total assets, ranking 72nd of 72 credit unions we track in Georgia. It serves 717 members.
Does Georgia Guard have CFPB complaints?
No CFPB complaints against Georgia Guard appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
