United Neighborhood
United Neighborhood is a credit union based in Augusta, Georgia, established in 2002, with $3 million in total assets serving 623 members. By Trust Grade it ranks 70th of 72 credit unions we track in Georgia. Its net worth ratio of 10.1% trails most similarly sized credit unions (18th percentile), versus a Georgia median of 13.3%. It posted a loss over the most recent period (-1.54% return on assets), a point to watch. No consumer complaints against United Neighborhood appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How United Neighborhood compares to Georgia peers
How we graded United Neighborhood
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (10.1% capital ratio)
- Unprofitable over the period (ROA -1.54%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for United Neighborhood over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at United Neighborhood insured?
Yes. United Neighborhood is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
United Neighborhood: frequently asked questions
Is United Neighborhood a good credit union?
United Neighborhood earns a Bankzia Trust Grade of D (68/100, "Below average"), based on a financial-strength score of 68/100 (it has no CFPB complaints on record). Well-capitalized (10.1% capital ratio); Unprofitable over the period (ROA -1.54%).
Is United Neighborhood NCUA-insured?
Yes. United Neighborhood is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is United Neighborhood?
United Neighborhood holds $3 million in total assets, ranking 70th of 72 credit unions we track in Georgia. It serves 623 members.
Does United Neighborhood have CFPB complaints?
No CFPB complaints against United Neighborhood appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
