Macon-Bibb Employees Credit Union
Macon-Bibb Employees Credit Union is a credit union based in Macon, Georgia, established in 1951, with $3 million in total assets serving 881 members. By Trust Grade it ranks 68th of 72 credit unions we track in Georgia. Its net worth ratio of 10.8% trails most similarly sized credit unions (23th percentile), versus a Georgia median of 13.3%. It posted a loss over the most recent period (-2.58% return on assets), a point to watch. No consumer complaints against Macon-Bibb Employees Credit Union appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Macon-Bibb Employees Credit Union compares to Georgia peers
How we graded Macon-Bibb Employees Credit Union
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (10.8% capital ratio)
- Unprofitable over the period (ROA -2.58%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Macon-Bibb Employees Credit Union over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Macon-Bibb Employees Credit Union insured?
Yes. Macon-Bibb Employees Credit Union is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Macon-Bibb Employees Credit Union: frequently asked questions
Is Macon-Bibb Employees Credit Union a good credit union?
Macon-Bibb Employees Credit Union earns a Bankzia Trust Grade of D (69/100, "Below average"), based on a financial-strength score of 69/100 (it has no CFPB complaints on record). Well-capitalized (10.8% capital ratio); Unprofitable over the period (ROA -2.58%).
Is Macon-Bibb Employees Credit Union NCUA-insured?
Yes. Macon-Bibb Employees Credit Union is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Macon-Bibb Employees Credit Union?
Macon-Bibb Employees Credit Union holds $3 million in total assets, ranking 68th of 72 credit unions we track in Georgia. It serves 881 members.
Does Macon-Bibb Employees Credit Union have CFPB complaints?
No CFPB complaints against Macon-Bibb Employees Credit Union appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
