Beka
Beka is a credit union based in Lindale, Georgia, established in 1974, with $5 million in total assets serving 433 members. By Trust Grade it ranks 51st of 72 credit unions we track in Georgia. Its net worth ratio of 13.1% trails most similarly sized credit unions (41th percentile), versus a Georgia median of 13.3%. It posted a loss over the most recent period (-0.36% return on assets), a point to watch. No consumer complaints against Beka appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Beka compares to Georgia peers
How we graded Beka
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (13.1% capital ratio)
- Unprofitable over the period (ROA -0.36%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Beka over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Beka insured?
Yes. Beka is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Beka: frequently asked questions
Is Beka a good credit union?
Beka earns a Bankzia Trust Grade of B (87/100, "Strong"), based on a financial-strength score of 87/100 (it has no CFPB complaints on record). Strongly capitalized (13.1% capital ratio); Unprofitable over the period (ROA -0.36%).
Is Beka NCUA-insured?
Yes. Beka is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Beka?
Beka holds $5 million in total assets, ranking 51st of 72 credit unions we track in Georgia. It serves 433 members.
Does Beka have CFPB complaints?
No CFPB complaints against Beka appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
