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credit union

Omega Psi Phi Fraternity

Toccoa, GA · Est. 1986
B
Trust Grade
Strong
Score: 88/100

Omega Psi Phi Fraternity is a credit union based in Toccoa, Georgia, established in 1986, with $6 million in total assets serving 2,316 members. By Trust Grade it ranks 50th of 72 credit unions we track in Georgia. Its net worth ratio of 9.4% trails most similarly sized credit unions (13th percentile), versus a Georgia median of 13.3%. It was profitable over the most recent period, with a 1.25% return on assets. No consumer complaints against Omega Psi Phi Fraternity appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$5.5M
<$100M institution
Members
2,316
Shares & deposits
Net worth ratio
9.4%
Bottom 13% of <$100M peers · Georgia median 13.3%
Return on assets
1.2%
Top 22% of <$100M peers · Georgia median 0.63%
Rank in Georgia
#50
of 72 credit unions

How Omega Psi Phi Fraternity compares to Georgia peers

Net worth ratio
Bottom 13% of <$100M peers
Omega Psi
9.4%
Georgia median
13.3%
Higher capital ratio = stronger financial cushion
Return on assets
Top 22% of <$100M peers
Omega Psi
1.2%
Georgia median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Omega Psi Phi Fraternity

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
88/100
Customer experience
n/a
Overall
B · 88
  • Well-capitalized (9.4% capital ratio)
  • Strongly profitable (ROA 1.25%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Omega Psi Phi Fraternity over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Omega Psi Phi Fraternity insured?

Yes. Omega Psi Phi Fraternity is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Omega Psi Phi Fraternity: frequently asked questions

Is Omega Psi Phi Fraternity a good credit union?

Omega Psi Phi Fraternity earns a Bankzia Trust Grade of B (88/100, "Strong"), based on a financial-strength score of 88/100 (it has no CFPB complaints on record). Well-capitalized (9.4% capital ratio); Strongly profitable (ROA 1.25%).

Is Omega Psi Phi Fraternity NCUA-insured?

Yes. Omega Psi Phi Fraternity is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Omega Psi Phi Fraternity?

Omega Psi Phi Fraternity holds $6 million in total assets, ranking 50th of 72 credit unions we track in Georgia. It serves 2,316 members.

Does Omega Psi Phi Fraternity have CFPB complaints?

No CFPB complaints against Omega Psi Phi Fraternity appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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