Alabama
Alabama is a credit union based in Tuscaloosa, Alabama, established in 1956, with $2.1 billion in total assets serving 152,671 members. By Trust Grade it ranks 69th of 89 credit unions we track in Alabama. Its net worth ratio of 10.0% trails most similarly sized credit unions (31th percentile), versus a Alabama median of 14.2%. It was profitable over the most recent period, with a 0.68% return on assets. No consumer complaints against Alabama appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Alabama compares to Alabama peers
How we graded Alabama
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (10.0% capital ratio)
- Profitable (ROA 0.68%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Alabama over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Alabama insured?
Yes. Alabama is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Alabama: frequently asked questions
Is Alabama a good credit union?
Alabama earns a Bankzia Trust Grade of B (88/100, "Strong"), based on a financial-strength score of 88/100 (it has no CFPB complaints on record). Well-capitalized (10.0% capital ratio); Profitable (ROA 0.68%).
Is Alabama NCUA-insured?
Yes. Alabama is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Alabama?
Alabama holds $2.1 billion in total assets, ranking 69th of 89 credit unions we track in Alabama. It serves 152,671 members.
Does Alabama have CFPB complaints?
No CFPB complaints against Alabama appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
