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credit union

Avadian

Birmingham, AL · Est. 1934
A
Trust Grade
Excellent
Score: 91/100

Avadian is a credit union based in Birmingham, Alabama, established in 1934, with $1.4 billion in total assets serving 83,228 members. By Trust Grade it ranks 58th of 89 credit unions we track in Alabama. Its net worth ratio of 10.0% trails most similarly sized credit unions (32th percentile), versus a Alabama median of 14.2%. It was profitable over the most recent period, with a 1.04% return on assets. No consumer complaints against Avadian appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$1.4B
$1B–10B institution
Members
83,228
Shares & deposits
Net worth ratio
10.0%
Bottom 32% of $1B–10B peers · Alabama median 14.2%
Return on assets
1.0%
Top 23% of $1B–10B peers · Alabama median 0.65%
Rank in Alabama
#58
of 89 credit unions

How Avadian compares to Alabama peers

Net worth ratio
Bottom 32% of $1B–10B peers
Avadian
10.0%
Alabama median
14.2%
Higher capital ratio = stronger financial cushion
Return on assets
Top 23% of $1B–10B peers
Avadian
1.0%
Alabama median
0.7%
Higher ROA = more profitable relative to asset base

How we graded Avadian

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
91/100
Customer experience
n/a
Overall
A · 91
  • Well-capitalized (10.0% capital ratio)
  • Strongly profitable (ROA 1.04%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Avadian over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Avadian insured?

Yes. Avadian is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Avadian: frequently asked questions

Is Avadian a good credit union?

Avadian earns a Bankzia Trust Grade of A (91/100, "Excellent"), based on a financial-strength score of 91/100 (it has no CFPB complaints on record). Well-capitalized (10.0% capital ratio); Strongly profitable (ROA 1.04%).

Is Avadian NCUA-insured?

Yes. Avadian is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Avadian?

Avadian holds $1.4 billion in total assets, ranking 58th of 89 credit unions we track in Alabama. It serves 83,228 members.

Does Avadian have CFPB complaints?

No CFPB complaints against Avadian appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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