Alabama One
Alabama One is a credit union based in Tuscaloosa, Alabama, established in 1951, with $1.5 billion in total assets serving 97,352 members. By Trust Grade it ranks 76th of 89 credit unions we track in Alabama. Its net worth ratio of 9.0% trails most similarly sized credit unions (12th percentile), versus a Alabama median of 14.2%. It was profitable over the most recent period, with a 0.55% return on assets. No consumer complaints against Alabama One appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Alabama One compares to Alabama peers
How we graded Alabama One
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (9.0% capital ratio)
- Profitable (ROA 0.55%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Alabama One over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Alabama One insured?
Yes. Alabama One is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Alabama One: frequently asked questions
Is Alabama One a good credit union?
Alabama One earns a Bankzia Trust Grade of B (84/100, "Strong"), based on a financial-strength score of 84/100 (it has no CFPB complaints on record). Well-capitalized (9.0% capital ratio); Profitable (ROA 0.55%).
Is Alabama One NCUA-insured?
Yes. Alabama One is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Alabama One?
Alabama One holds $1.5 billion in total assets, ranking 76th of 89 credit unions we track in Alabama. It serves 97,352 members.
Does Alabama One have CFPB complaints?
No CFPB complaints against Alabama One appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
