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credit union

Family Security

Decatur, AL · Est. 1953
A
Trust Grade
Excellent
Score: 98/100

Family Security is a credit union based in Decatur, Alabama, established in 1953, with $1.1 billion in total assets serving 88,783 members. By Trust Grade it ranks 13th of 89 credit unions we track in Alabama. Its net worth ratio of 19.5% is stronger than 98% of similarly sized credit unions, versus a Alabama median of 14.2%. It was profitable over the most recent period, with a 1.77% return on assets. No consumer complaints against Family Security appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$1.1B
$1B–10B institution
Members
88,783
Shares & deposits
Net worth ratio
19.5%
Top 2% of $1B–10B peers · Alabama median 14.2%
Return on assets
1.8%
Top 3% of $1B–10B peers · Alabama median 0.65%
Rank in Alabama
#13
of 89 credit unions

How Family Security compares to Alabama peers

Net worth ratio
Top 2% of $1B–10B peers
Family Security
19.5%
Alabama median
14.2%
Higher capital ratio = stronger financial cushion
Return on assets
Top 3% of $1B–10B peers
Family Security
1.8%
Alabama median
0.7%
Higher ROA = more profitable relative to asset base

How we graded Family Security

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (19.5% capital ratio)
  • Strongly profitable (ROA 1.77%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Family Security over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Family Security insured?

Yes. Family Security is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Family Security: frequently asked questions

Is Family Security a good credit union?

Family Security earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (19.5% capital ratio); Strongly profitable (ROA 1.77%).

Is Family Security NCUA-insured?

Yes. Family Security is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Family Security?

Family Security holds $1.1 billion in total assets, ranking 13th of 89 credit unions we track in Alabama. It serves 88,783 members.

Does Family Security have CFPB complaints?

No CFPB complaints against Family Security appear in our data over the analysis window, which is typical for a credit union of this size.

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Listerhill
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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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