Legacy Community
Legacy Community is a credit union based in Birmingham, Alabama, established in 1955, with $736 million in total assets serving 39,671 members. By Trust Grade it ranks 32nd of 89 credit unions we track in Alabama. Its net worth ratio of 13.3% is stronger than 74% of similarly sized credit unions, versus a Alabama median of 14.2%. It was profitable over the most recent period, with a 0.61% return on assets. No consumer complaints against Legacy Community appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Legacy Community compares to Alabama peers
How we graded Legacy Community
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (13.3% capital ratio)
- Profitable (ROA 0.61%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Legacy Community over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Legacy Community insured?
Yes. Legacy Community is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Legacy Community: frequently asked questions
Is Legacy Community a good credit union?
Legacy Community earns a Bankzia Trust Grade of A (95/100, "Excellent"), based on a financial-strength score of 95/100 (it has no CFPB complaints on record). Strongly capitalized (13.3% capital ratio); Profitable (ROA 0.61%).
Is Legacy Community NCUA-insured?
Yes. Legacy Community is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Legacy Community?
Legacy Community holds $736 million in total assets, ranking 32nd of 89 credit unions we track in Alabama. It serves 39,671 members.
Does Legacy Community have CFPB complaints?
No CFPB complaints against Legacy Community appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
