Alabama State Employees
Alabama State Employees is a credit union based in Montgomery, Alabama, established in 1954, with $461 million in total assets serving 39,014 members. By Trust Grade it ranks 33rd of 89 credit unions we track in Alabama. Its net worth ratio of 11.8% is stronger than 58% of similarly sized credit unions, versus a Alabama median of 14.2%. It was profitable over the most recent period, with a 0.72% return on assets. No consumer complaints against Alabama State Employees appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Alabama State Employees compares to Alabama peers
How we graded Alabama State Employees
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (11.8% capital ratio)
- Profitable (ROA 0.72%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Alabama State Employees over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Alabama State Employees insured?
Yes. Alabama State Employees is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Alabama State Employees: frequently asked questions
Is Alabama State Employees a good credit union?
Alabama State Employees earns a Bankzia Trust Grade of A (95/100, "Excellent"), based on a financial-strength score of 95/100 (it has no CFPB complaints on record). Strongly capitalized (11.8% capital ratio); Profitable (ROA 0.72%).
Is Alabama State Employees NCUA-insured?
Yes. Alabama State Employees is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Alabama State Employees?
Alabama State Employees holds $461 million in total assets, ranking 33rd of 89 credit unions we track in Alabama. It serves 39,014 members.
Does Alabama State Employees have CFPB complaints?
No CFPB complaints against Alabama State Employees appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
