Skip to main content
credit union

Coosa Pines

Childersburg, AL · Est. 1950
A
Trust Grade
Excellent
Score: 98/100

Coosa Pines is a credit union based in Childersburg, Alabama, established in 1950, with $414 million in total assets serving 25,798 members. By Trust Grade it ranks 3rd of 89 credit unions we track in Alabama. Its net worth ratio of 16.0% is stronger than 90% of similarly sized credit unions, versus a Alabama median of 14.2%. It was profitable over the most recent period, with a 1.63% return on assets. No consumer complaints against Coosa Pines appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$413.6M
$100M–1B institution
Members
25,798
Shares & deposits
Net worth ratio
16.0%
Top 10% of $100M–1B peers · Alabama median 14.2%
Return on assets
1.6%
Top 8% of $100M–1B peers · Alabama median 0.65%
Rank in Alabama
#3
of 89 credit unions

How Coosa Pines compares to Alabama peers

Net worth ratio
Top 10% of $100M–1B peers
Coosa Pines
16.0%
Alabama median
14.2%
Higher capital ratio = stronger financial cushion
Return on assets
Top 8% of $100M–1B peers
Coosa Pines
1.6%
Alabama median
0.7%
Higher ROA = more profitable relative to asset base

How we graded Coosa Pines

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (16.0% capital ratio)
  • Strongly profitable (ROA 1.63%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Coosa Pines over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Coosa Pines insured?

Yes. Coosa Pines is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Coosa Pines: frequently asked questions

Is Coosa Pines a good credit union?

Coosa Pines earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (16.0% capital ratio); Strongly profitable (ROA 1.63%).

Is Coosa Pines NCUA-insured?

Yes. Coosa Pines is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Coosa Pines?

Coosa Pines holds $414 million in total assets, ranking 3rd of 89 credit unions we track in Alabama. It serves 25,798 members.

Does Coosa Pines have CFPB complaints?

No CFPB complaints against Coosa Pines appear in our data over the analysis window, which is typical for a credit union of this size.

Similar Credit Unions

Tva Community Credit Union
credit union · Muscle Shoals, AL · $424M assets
Alabama State Employees
credit union · Montgomery, AL · $461M assets
Aod
credit union · Bynum, AL · $462M assets
Winsouth
credit union · Gadsden, AL · $469M assets
New Horizons
credit union · Mobile, AL · $296M assets
Auburn University
credit union · Auburn, AL · $269M assets

Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

From the Blog

View all guides →