America's First
America's First is a credit union based in Birmingham, Alabama, established in 1936, with $2.7 billion in total assets serving 195,131 members. By Trust Grade it ranks 30th of 89 credit unions we track in Alabama. Its net worth ratio of 12.0% is stronger than 70% of similarly sized credit unions, versus a Alabama median of 14.2%. It was profitable over the most recent period, with a 0.75% return on assets. No consumer complaints against America's First appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How America's First compares to Alabama peers
How we graded America's First
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (12.0% capital ratio)
- Profitable (ROA 0.75%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for America's First over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at America's First insured?
Yes. America's First is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
America's First: frequently asked questions
Is America's First a good credit union?
America's First earns a Bankzia Trust Grade of A (96/100, "Excellent"), based on a financial-strength score of 96/100 (it has no CFPB complaints on record). Strongly capitalized (12.0% capital ratio); Profitable (ROA 0.75%).
Is America's First NCUA-insured?
Yes. America's First is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is America's First?
America's First holds $2.7 billion in total assets, ranking 30th of 89 credit unions we track in Alabama. It serves 195,131 members.
Does America's First have CFPB complaints?
No CFPB complaints against America's First appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
