International Bank Of Commerce is a bank based in Zapata, Texas, established in 1984, with $528 million in total assets across 9 branches. By Trust Grade it ranks 82nd of 349 banks we track in Texas. Its capital ratio of 11.6% is stronger than 70% of similarly sized banks, versus a Texas median of 10.9%. It was profitable over the most recent period, with a 1.79% return on assets. No consumer complaints against International Bank Of Commerce appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How International Bank Of Commerce compares to Texas peers
How we graded International Bank Of Commerce
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (11.6% capital ratio)
- Strongly profitable (ROA 1.79%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for International Bank Of Commerce over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (9)
- 908 N Us Highway 83, Zapata, TX 78076
- 1702 E Grant St, Roma, TX 78584
- 4015 E Us Highway 83, Rio Grande City, TX 78582
- 4534 E Us Highway 83, Rio Grande City, TX 78582
- 401 N Smith Ave, Hebbronville, TX 78361
- 2001 E Main St, Alice, TX 78332
- 1320 E General Cavazos Blvd, Kingsville, TX 78363
- 4031 E Us Highway 83, Rio Grande City, TX 78582
- 802 E Houston St, Beeville, TX 78102
Are deposits at International Bank Of Commerce insured?
Yes. International Bank Of Commerce is an FDIC-insured bank (FDIC certificate #24961). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
International Bank Of Commerce: frequently asked questions
Is International Bank Of Commerce a good bank?
International Bank Of Commerce earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (11.6% capital ratio); Strongly profitable (ROA 1.79%).
Is International Bank Of Commerce FDIC-insured?
Yes. International Bank Of Commerce is a FDIC-insured bank (FDIC certificate #24961). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is International Bank Of Commerce?
International Bank Of Commerce holds $528 million in total assets, ranking 82nd of 349 banks we track in Texas. It operates 9 branches.
Does International Bank Of Commerce have CFPB complaints?
No CFPB complaints against International Bank Of Commerce appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
