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Texas Traditions Bank

Katy, TX · Est. 2022 · Website ↗
A
Trust Grade
Excellent
Score: 93/100

Texas Traditions Bank is a bank based in Katy, Texas, established in 2022, with $539 million in total assets across 2 branches. By Trust Grade it ranks 267th of 349 banks we track in Texas. Its capital ratio of 9.0% trails most similarly sized banks (30th percentile), versus a Texas median of 10.9%. It was profitable over the most recent period, with a 0.80% return on assets. No consumer complaints against Texas Traditions Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$538.7M
$100M–1B institution
Deposits
$485.0M
Branches
2
Capital ratio
9.0%
Bottom 30% of $100M–1B peers · Texas median 10.9%
Return on assets
0.8%
Bottom 26% of $100M–1B peers · Texas median 1.38%
Rank in Texas
#267
of 349 banks

How Texas Traditions Bank compares to Texas peers

Capital ratio
Bottom 30% of $100M–1B peers
Texas Traditions
9.0%
Texas median
10.9%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 26% of $100M–1B peers
Texas Traditions
0.8%
Texas median
1.4%
Higher ROA = more profitable relative to asset base

How we graded Texas Traditions Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
93/100
Customer experience
n/a
Overall
A · 93
  • Strongly capitalized (9.0% capital ratio)
  • Profitable (ROA 0.80%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Texas Traditions Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (2)

  • 24285 Katy Fwy, Katy, TX 77494
  • 455 E Medical Center Blvd, Webster, TX 77598

Are deposits at Texas Traditions Bank insured?

Yes. Texas Traditions Bank is an FDIC-insured bank (FDIC certificate #59304). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Texas Traditions Bank: frequently asked questions

Is Texas Traditions Bank a good bank?

Texas Traditions Bank earns a Bankzia Trust Grade of A (93/100, "Excellent"), based on a financial-strength score of 93/100 (it has no CFPB complaints on record). Strongly capitalized (9.0% capital ratio); Profitable (ROA 0.80%).

Is Texas Traditions Bank FDIC-insured?

Yes. Texas Traditions Bank is a FDIC-insured bank (FDIC certificate #59304). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Texas Traditions Bank?

Texas Traditions Bank holds $539 million in total assets, ranking 267th of 349 banks we track in Texas. It operates 2 branches.

Does Texas Traditions Bank have CFPB complaints?

No CFPB complaints against Texas Traditions Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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