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Fayette Savings Bank, Ssb

La Grange, TX · Est. 1976 · Website ↗
A
Trust Grade
Excellent
Score: 96/100

Fayette Savings Bank, Ssb is a bank based in La Grange, Texas, established in 1976, with $533 million in total assets across 5 branches. By Trust Grade it ranks 205th of 349 banks we track in Texas. Its capital ratio of 9.5% trails most similarly sized banks (39th percentile), versus a Texas median of 10.9%. It was profitable over the most recent period, with a 1.87% return on assets. No consumer complaints against Fayette Savings Bank, Ssb appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$533.1M
$100M–1B institution
Deposits
$480.3M
Branches
5
Capital ratio
9.5%
Bottom 39% of $100M–1B peers · Texas median 10.9%
Return on assets
1.9%
Top 16% of $100M–1B peers · Texas median 1.38%
Rank in Texas
#205
of 349 banks

How Fayette Savings Bank, Ssb compares to Texas peers

Capital ratio
Bottom 39% of $100M–1B peers
Fayette Savings
9.5%
Texas median
10.9%
Higher capital ratio = stronger financial cushion
Return on assets
Top 16% of $100M–1B peers
Fayette Savings
1.9%
Texas median
1.4%
Higher ROA = more profitable relative to asset base

How we graded Fayette Savings Bank, Ssb

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
96/100
Customer experience
n/a
Overall
A · 96
  • Strongly capitalized (9.5% capital ratio)
  • Strongly profitable (ROA 1.87%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Fayette Savings Bank, Ssb over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (5)

  • 204 N La Grange St, Flatonia, TX 78941
  • 87 N Kessler Ave, Schulenburg, TX 78956
  • 111 E Travis St, La Grange, TX 78945
  • 709 S Eagle St, Weimar, TX 78962
  • 212 W Fayette St, Fayetteville, TX 78940

Are deposits at Fayette Savings Bank, Ssb insured?

Yes. Fayette Savings Bank, Ssb is an FDIC-insured bank (FDIC certificate #31936). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Fayette Savings Bank, Ssb: frequently asked questions

Is Fayette Savings Bank, Ssb a good bank?

Fayette Savings Bank, Ssb earns a Bankzia Trust Grade of A (96/100, "Excellent"), based on a financial-strength score of 96/100 (it has no CFPB complaints on record). Strongly capitalized (9.5% capital ratio); Strongly profitable (ROA 1.87%).

Is Fayette Savings Bank, Ssb FDIC-insured?

Yes. Fayette Savings Bank, Ssb is a FDIC-insured bank (FDIC certificate #31936). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Fayette Savings Bank, Ssb?

Fayette Savings Bank, Ssb holds $533 million in total assets, ranking 205th of 349 banks we track in Texas. It operates 5 branches.

Does Fayette Savings Bank, Ssb have CFPB complaints?

No CFPB complaints against Fayette Savings Bank, Ssb appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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