Herring Bank is a bank based in Amarillo, Texas, established in 1899, with $528 million in total assets across 12 branches. By Trust Grade it ranks 248th of 349 banks we track in Texas. Its capital ratio of 11.2% is stronger than 65% of similarly sized banks, versus a Texas median of 10.9%. It was profitable over the most recent period, with a 0.47% return on assets. No consumer complaints against Herring Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Herring Bank compares to Texas peers
How we graded Herring Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (11.2% capital ratio)
- Profitable (ROA 0.47%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Herring Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (12)
- 3110 N Nevada Ave, Colorado Springs, CO 80907
- 400 S Pierce St, Amarillo, TX 79101
- 2500 N Main St, Altus, OK 73521
- 4102 Wilbarger St, Vernon, TX 76384
- 1900 Pease St, Vernon, TX 76384
- 2201 Civic Cir, Amarillo, TX 79109
- 1900 Pease St, Vernon, TX 76384
- 108 Industrial Ave, Azle, TX 76020
- 323 N Main St, Seymour, TX 76380
- 3110 N Nevada Ave, Colorado Springs, CO 80907
- 721 N Main St, Altus, OK 73521
- 105 Kearney St, Clarendon, TX 79226
Are deposits at Herring Bank insured?
Yes. Herring Bank is an FDIC-insured bank (FDIC certificate #5568). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Herring Bank: frequently asked questions
Is Herring Bank a good bank?
Herring Bank earns a Bankzia Trust Grade of A (94/100, "Excellent"), based on a financial-strength score of 94/100 (it has no CFPB complaints on record). Strongly capitalized (11.2% capital ratio); Profitable (ROA 0.47%).
Is Herring Bank FDIC-insured?
Yes. Herring Bank is a FDIC-insured bank (FDIC certificate #5568). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Herring Bank?
Herring Bank holds $528 million in total assets, ranking 248th of 349 banks we track in Texas. It operates 12 branches.
Does Herring Bank have CFPB complaints?
No CFPB complaints against Herring Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
