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Texas Republic Bank, National Association

Frisco, TX · Est. 1891 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

Texas Republic Bank, National Association is a bank based in Frisco, Texas, established in 1891, with $519 million in total assets across 6 branches. By Trust Grade it ranks 138th of 349 banks we track in Texas. Its capital ratio of 13.5% is stronger than 83% of similarly sized banks, versus a Texas median of 10.9%. It was profitable over the most recent period, with a 1.78% return on assets. No consumer complaints against Texas Republic Bank, National Association appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$518.8M
$100M–1B institution
Deposits
$396.0M
Branches
6
Capital ratio
13.5%
Top 17% of $100M–1B peers · Texas median 10.9%
Return on assets
1.8%
Top 19% of $100M–1B peers · Texas median 1.38%
Rank in Texas
#138
of 349 banks

How Texas Republic Bank, National Association compares to Texas peers

Capital ratio
Top 17% of $100M–1B peers
Texas Republic
13.5%
Texas median
10.9%
Higher capital ratio = stronger financial cushion
Return on assets
Top 19% of $100M–1B peers
Texas Republic
1.8%
Texas median
1.4%
Higher ROA = more profitable relative to asset base

How we graded Texas Republic Bank, National Association

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (13.5% capital ratio)
  • Strongly profitable (ROA 1.78%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Texas Republic Bank, National Association over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (6)

  • 2595 Preston Rd, Frisco, TX 75034
  • 211 S Main St, Quanah, TX 79252
  • 690 W Campbell Rd, Richardson, TX 75080
  • 1212 S Preston Rd, Celina, TX 75009
  • 1017 North U. S. Hwy 377, Pilot Point, TX 76258
  • 2220 Sam Rayburn Highway, Melissa, TX 75454

Are deposits at Texas Republic Bank, National Association insured?

Yes. Texas Republic Bank, National Association is an FDIC-insured bank (FDIC certificate #3400). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Texas Republic Bank, National Association: frequently asked questions

Is Texas Republic Bank, National Association a good bank?

Texas Republic Bank, National Association earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (13.5% capital ratio); Strongly profitable (ROA 1.78%).

Is Texas Republic Bank, National Association FDIC-insured?

Yes. Texas Republic Bank, National Association is a FDIC-insured bank (FDIC certificate #3400). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Texas Republic Bank, National Association?

Texas Republic Bank, National Association holds $519 million in total assets, ranking 138th of 349 banks we track in Texas. It operates 6 branches.

Does Texas Republic Bank, National Association have CFPB complaints?

No CFPB complaints against Texas Republic Bank, National Association appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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