Frost Bank is a bank based in San Antonio, Texas, established in 1899, with $52.8 billion in total assets across 219 branches. By Trust Grade it ranks 263rd of 349 banks we track in Texas. Its capital ratio of 8.6% trails most similarly sized banks (14th percentile), versus a Texas median of 10.9%. It was profitable over the most recent period, with a 1.31% return on assets. No consumer complaints against Frost Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Frost Bank compares to Texas peers
How we graded Frost Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (8.6% capital ratio)
- Strongly profitable (ROA 1.31%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Frost Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (219)
- 2302 Leopard St, Corpus Christi, TX 78408
- 620 Highway 6, Sugar Land, TX 77478
- 500 W Broadway Ave, Portland, TX 78374
- 3803 Nw Loop 410, San Antonio, TX 78229
- 4900 Windsor Hl, San Antonio, TX 78239
- 2321 N 10th St, Mcallen, TX 78501
- 111 E Anderson Ln, Austin, TX 78752
- 3000 S Hulen St, Fort Worth, TX 76109
- 6750 West Loop S, Bellaire, TX 77401
- 2700 N County Rd W, Odessa, TX 79764
- 1300 S Main St, Boerne, TX 78006
- 3000 Altamesa Blvd, Fort Worth, TX 76133
- 1155 Ne Loop 410, San Antonio, TX 78209
- 1000 N Walnut Creek Dr, Mansfield, TX 76063
- 3671 S Main St, Stafford, TX 77477
- 5208 Broadway St, Pearland, TX 77581
- 5800 North Mopac, Austin, TX 78731
- 3859 Camp Bowie Blvd, Fort Worth, TX 76107
- 6115 Camp Bowie Blvd, Fort Worth, TX 76116
- 6801 Stewart Rd, Galveston, TX 77551
- 1234 Clear Lake City Blvd, Houston, TX 77062
- 2201 Market St, Galveston, TX 77550
- 11555 Bandera Rd, San Antonio, TX 78250
- 4202 S New Braunfels Ave, San Antonio, TX 78223
- 1700 Post Oak Blvd, Houston, TX 77056
- 5656 Bee Caves Rd, Austin, TX 78746
- 110 Austin Hwy, San Antonio, TX 78209
- 510 E Ridge Rd, Mcallen, TX 78503
- 315 Landa St, New Braunfels, TX 78130
- 14201 S Padre Island Dr, Corpus Christi, TX 78418
- 2715 Cypress Creek Pkwy, Houston, TX 77068
- 13226 Vance Jackson Rd, San Antonio, TX 78249
- 1001 Broadway St, Houston, TX 77012
- 1011 Highway 80, San Marcos, TX 78666
- 221 Wonder World Dr, San Marcos, TX 78666
- 300 West 9th Street, Austin, TX 78701
- 901 W 7th St, Fort Worth, TX 76102
- 5651 Bryant Irvin Rd, Fort Worth, TX 76132
- 641 E Southlake Blvd, Southlake, TX 76092
- 1514 W Tyler Ave, Harlingen, TX 78550
Are deposits at Frost Bank insured?
Yes. Frost Bank is an FDIC-insured bank (FDIC certificate #5510). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Frost Bank: frequently asked questions
Is Frost Bank a good bank?
Frost Bank earns a Bankzia Trust Grade of A (93/100, "Excellent"), based on a financial-strength score of 93/100 (it has no CFPB complaints on record). Well-capitalized (8.6% capital ratio); Strongly profitable (ROA 1.31%).
Is Frost Bank FDIC-insured?
Yes. Frost Bank is a FDIC-insured bank (FDIC certificate #5510). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Frost Bank?
Frost Bank holds $52.8 billion in total assets, ranking 263rd of 349 banks we track in Texas. It operates 219 branches.
Does Frost Bank have CFPB complaints?
No CFPB complaints against Frost Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
