First Financial Bank is a bank based in Abilene, Texas, established in 1889, with $15.3 billion in total assets across 83 branches. By Trust Grade it ranks 96th of 349 banks we track in Texas. Its capital ratio of 11.4% is stronger than 52% of similarly sized banks, versus a Texas median of 10.9%. It was profitable over the most recent period, with a 1.77% return on assets. No consumer complaints against First Financial Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How First Financial Bank compares to Texas peers
How we graded First Financial Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (11.4% capital ratio)
- Strongly profitable (ROA 1.77%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for First Financial Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (83)
- 459 Main St, Palacios, TX 77465
- Third And Sampson Streets, Hereford, TX 79045
- 201 Elm St, Sweetwater, TX 79556
- 3300 S 14th St, Abilene, TX 79605
- 718 Elm Street, Clyde, TX 79510
- 301 W Beauregard Ave, San Angelo, TX 76903
- 505 N Fm 1187, Aledo, TX 76008
- 401 N Mechanic St, El Campo, TX 77437
- 200 N Ridgeway Dr, Cleburne, TX 76033
- 4320 Buffalo Gap Rd, Abilene, TX 79606
- 400 Pine St, Abilene, TX 79601
- 547 Pine St, Abilene, TX 79601
- 1010 N Judge Ely Blvd, Abilene, TX 79601
- 1345 Barrow St, Abilene, TX 79605
- 4350 Southwest Dr, Abilene, TX 79606
- 920 N Willis St, Abilene, TX 79603
- 609 E Rock Island Ave, Boyd, TX 76023
- 403 North Main & Herd Street, Cleburne, TX 76031
- 1900 Sw Wilshire Blvd, Burleson, TX 76028
- 151 W Southlake Blvd, Southlake, TX 76092
- 403 N Main St, Cleburne, TX 76033
- 400 Big Bend Trail, Glen Rose, TX 76043
- 222 S Koenigheim St, San Angelo, TX 76903
- 1800 E Hubbard St, Mineral Wells, TX 76067
- 400 Ground St, Moran, TX 76464
- 1875 W Lingleville Rd, Stephenville, TX 76401
- 3471 Knickerbocker Rd, San Angelo, TX 76904
- 200 E Highway 67, Alvarado, TX 76009
- 1214 N Main St, Wetherford, TX 76086
- 95 Trophy Club Dr, Trophy Club, TX 76262
- 14125 Liberty St, Montgomery, TX 77316
- 2201 Westview Blvd, Conroe, TX 77304
- 5424 Fm 1488 Rd, Magnolia, TX 77354
- Rusk And Magnolia Streets, Newton, TX 75966
- 125 North Main, Trent, TX 79561
- 960 N Main St, Vidor, TX 77662
- 608 W Hale Ave, Decatur, TX 76234
- 1800 W White Oak Ter, Conroe, TX 77304
- 891 Keller Pkwy, Keller, TX 76248
- 11399 Highway 105 E, Conroe, TX 77301
Are deposits at First Financial Bank insured?
Yes. First Financial Bank is an FDIC-insured bank (FDIC certificate #3066). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
First Financial Bank: frequently asked questions
Is First Financial Bank a good bank?
First Financial Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (11.4% capital ratio); Strongly profitable (ROA 1.77%).
Is First Financial Bank FDIC-insured?
Yes. First Financial Bank is a FDIC-insured bank (FDIC certificate #3066). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is First Financial Bank?
First Financial Bank holds $15.3 billion in total assets, ranking 96th of 349 banks we track in Texas. It operates 83 branches.
Does First Financial Bank have CFPB complaints?
No CFPB complaints against First Financial Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
