Plainscapital Bank is a bank based in University Park, Texas, established in 1955, with $12.4 billion in total assets across 58 branches. By Trust Grade it ranks 43rd of 349 banks we track in Texas. Its capital ratio of 10.9% trails most similarly sized banks (38th percentile), versus a Texas median of 10.9%. It was profitable over the most recent period, with a 1.06% return on assets. No consumer complaints against Plainscapital Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Plainscapital Bank compares to Texas peers
How we graded Plainscapital Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (10.9% capital ratio)
- Strongly profitable (ROA 1.06%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Plainscapital Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (58)
- 6565 Hillcrest Ave, University Park, TX 75205
- 1434 S Port Ave, Corpus Christi, TX 78405
- 4415 4th St, Lubbock, TX 79416
- 1010 S Expressway 83, Harlingen, TX 78550
- 503 N D Salinas Ave, Donna, TX 78537
- 1709 N Conway Ave, Mission, TX 78572
- 1821 S 10th St, Mcallen, TX 78503
- 7905 North Expressway 77/83, Olmito, TX 78575
- 7316 Slide Rd, Lubbock, TX 79424
- 4021 84th St, Lubbock, TX 79423
- 2911 Turtle Creek Blvd, Dallas, TX 75219
- 5921 Saratoga Blvd, Corpus Christi, TX 78414
- 2524 82nd St, Lubbock, TX 79423
- 7201 N 10th St, Mcallen, TX 78504
- 18111 Preston Rd, Dallas, TX 75252
- 7925 N New Braunfels Ave, San Antonio, TX 78209
- 25 E Price Rd, Brownsville, TX 78521
- 5821 82nd St, Lubbock, TX 79424
- 100 E Nolana Loop, Pharr, TX 78577
- 911 W Expressway 83, Weslaco, TX 78596
- 2500 Legacy Dr, Frisco, TX 75034
- 1100 E Highway 377, Granbury, TX 76048
- 2705 Bee Caves Rd, Austin, TX 78746
- 70 Northeast Interstate 410 Loop, Suite 100, San Antonio, TX 78216
- 100 W Morrison Rd, Brownsville, TX 78520
- 1701 N Hampton Rd, Desoto, TX 75115
- 2929 Kirby Dr, Houston, TX 77098
- 801 Houston St, Fort Worth, TX 76102
- 400 Sundance Pkwy, Round Rock, TX 78681
- 115 E Queen Isabella, Port Isabel, TX 78578
- 1001 Santa Fe Dr, Weatherford, TX 76086
- 8200 Douglas Ave, Dallas, TX 75225
- 150 E Sonterra Blvd, San Antonio, TX 78258
- 9802 Quaker Ave, Lubbock, TX 79424
- 4002 16th St, Lubbock, TX 79416
- 5010 University Ave, Lubbock, TX 79413
- 3707 Camp Bowie Blvd, Fort Worth, TX 76107
- 8200 W Interstate 10, San Antonio, TX 78230
- 5005 Woodway Dr, Houston, TX 77056
- 1748 Esat Broad Street, Suite 102, Mansfield, TX 76063
Are deposits at Plainscapital Bank insured?
Yes. Plainscapital Bank is an FDIC-insured bank (FDIC certificate #17491). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Plainscapital Bank: frequently asked questions
Is Plainscapital Bank a good bank?
Plainscapital Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (10.9% capital ratio); Strongly profitable (ROA 1.06%).
Is Plainscapital Bank FDIC-insured?
Yes. Plainscapital Bank is a FDIC-insured bank (FDIC certificate #17491). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Plainscapital Bank?
Plainscapital Bank holds $12.4 billion in total assets, ranking 43rd of 349 banks we track in Texas. It operates 58 branches.
Does Plainscapital Bank have CFPB complaints?
No CFPB complaints against Plainscapital Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
