Stellar Bank is a bank based in Houston, Texas, established in 2007, with $10.9 billion in total assets across 52 branches. By Trust Grade it ranks 159th of 349 banks we track in Texas. Its capital ratio of 15.0% is stronger than 90% of similarly sized banks, versus a Texas median of 10.9%. It was profitable over the most recent period, with a 1.17% return on assets. No consumer complaints against Stellar Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Stellar Bank compares to Texas peers
How we graded Stellar Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (15.0% capital ratio)
- Strongly profitable (ROA 1.17%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Stellar Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (52)
- 8727 W Sam Houston Pkwy N, Houston, TX 77040
- 550 Fm 1489 Rd, Brookshire, TX 77423
- 14100 Fm 2100 Rd, Crosby, TX 77532
- 296 State Highway 62, Buna, TX 77612
- 918 S Margaret Ave, Kirbyville, TX 75956
- 637 S Wheeler St, Jasper, TX 75951
- 5999 Delaware St, Beaumont, TX 77706
- 1610 N Alabama Rd, Wharton, TX 77488
- 13010 Murphy Rd, Stafford, TX 77477
- 722 Pin Oak Rd, Katy, TX 77494
- 5700 Garth Rd, Baytown, TX 77521
- 13100 Northwest Fwy, Houston, TX 77040
- 1475 N Main St, Vidor, TX 77662
- 3300 Edgar Brown Dr, Orange, TX 77630
- 501 N Cleveland St, Dayton, TX 77535
- 13909 East Fwy, Houston, TX 77015
- 2000 West Loop S, Houston, TX 77027
- 19010 W Lake Houston Pkwy, Humble, TX 77346
- 6226 Washington Ave, Houston, TX 77007
- 2401 Eldridge Parkway South, Houston, TX 77077
- 100 Texas Avenue, Boling, TX 77420
- 9 Greenway Plz, Houston, TX 77046
- 4690 Sweetwater Blvd, Sugar Land, TX 77479
- 790 W Sam Houston Pkwy N, Houston, TX 77024
- 4749 N Twin City Hwy, Port Arthur, TX 77642
- 2222 N Durham Dr, Houston, TX 77008
- 319 Rusk St, Newton, TX 75966
- 490 Park St, Beaumont, TX 77701
- 2008 Highway 365, Nederland, TX 77627
- 6461 Fm 1960 Rd W, Houston, TX 77069
- 520 Westgreen Blvd, Katy, TX 77450
- 5410 Bellaire Blvd, Bellaire, TX 77401
- 6378 Phelan Blvd, Beaumont, TX 77706
- 111 Country Lane Dr, Lumberton, TX 77657
- 501 S Magnolia St, Woodville, TX 75979
- 3498 E Sam Houston Pkwy S, Pasadena, TX 77505
- 7410 Highway 105, Beaumont, TX 77713
- 3963 Kirby Dr, Houston, TX 77098
- 1302 W Davis St, Conroe, TX 77304
- 645 N 5th St, Silsbee, TX 77656
Are deposits at Stellar Bank insured?
Yes. Stellar Bank is an FDIC-insured bank (FDIC certificate #58629). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Stellar Bank: frequently asked questions
Is Stellar Bank a good bank?
Stellar Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (15.0% capital ratio); Strongly profitable (ROA 1.17%).
Is Stellar Bank FDIC-insured?
Yes. Stellar Bank is a FDIC-insured bank (FDIC certificate #58629). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Stellar Bank?
Stellar Bank holds $10.9 billion in total assets, ranking 159th of 349 banks we track in Texas. It operates 52 branches.
Does Stellar Bank have CFPB complaints?
No CFPB complaints against Stellar Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
