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Southside Bank

Tyler, TX · Est. 1960 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

Southside Bank is a bank based in Tyler, Texas, established in 1960, with $8.8 billion in total assets across 58 branches. By Trust Grade it ranks 51st of 349 banks we track in Texas. Its capital ratio of 12.0% is stronger than 77% of similarly sized banks, versus a Texas median of 10.9%. It was profitable over the most recent period, with a 1.30% return on assets. No consumer complaints against Southside Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$8.8B
$1B–10B institution
Deposits
$6.9B
Branches
58
Capital ratio
12.0%
Top 23% of $1B–10B peers · Texas median 10.9%
Return on assets
1.3%
Top 43% of $1B–10B peers · Texas median 1.38%
Rank in Texas
#51
of 349 banks

How Southside Bank compares to Texas peers

Capital ratio
Top 23% of $1B–10B peers
Southside Bank
12.0%
Texas median
10.9%
Higher capital ratio = stronger financial cushion
Return on assets
Top 43% of $1B–10B peers
Southside Bank
1.3%
Texas median
1.4%
Higher ROA = more profitable relative to asset base

How we graded Southside Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (12.0% capital ratio)
  • Strongly profitable (ROA 1.30%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Southside Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (58)

  • 104 N Temple Dr, Diboll, TX 75941
  • 102 Timberland Hwy, Pineland, TX 75968
  • 1201 S Beckham Ave, Tyler, TX 75701
  • 200 E Crockett St, Cleveland, TX 77327
  • 2510 W Frank Ave, Lufkin, TX 75904
  • 541 S Timberland Dr, Lufkin, TX 75901
  • 1009 N University Dr, Nacogdoches, TX 75961
  • 725 Sabine St, Hemphill, TX 75948
  • 421 S El Camino Xing, San Augustine, TX 75972
  • 1010 East First Street, Tyler, TX 75701
  • 113 W Ferguson St, Tyler, TX 75702
  • 20100 Highway 155 South, Flint, TX 75762
  • 2121 W Gentry Pkwy, Tyler, TX 75702
  • 3828 Troup Hwy, Tyler, TX 75703
  • 100 Rice Rd, Tyler, TX 75703
  • 521 S Main St, Lindale, TX 75771
  • 2001 Judson Rd, Longview, TX 75605
  • 2831 W Park Row Dr, Arlington, TX 76013
  • 1217 E Marshall Ave, Longview, TX 75601
  • 14500 Old Highway 59 N, Splendora, TX 77372
  • 275 W Gibson St, Jasper, TX 75951
  • 2510 S Main St, Lindale, TX 75771
  • 601 Highway 110 N, Whitehouse, TX 75791
  • 113 N Northwest Loop 323, Tyler, TX 75702
  • 901 Highway 110 N, Whitehouse, TX 75791
  • 213 Doctor M Roper Pkwy N, Bullard, TX 75757
  • 1015 S Jackson St, Jacksonville, TX 75766
  • 703 State Highway 31 E, Chandler, TX 75758
  • 1320 S University Dr, Fort Worth, TX 76107
  • 16691 Fm 2493, Tyler, TX 75703
  • 321 N Brentwood, Lufkin, TX 75904
  • 901 W Main St, Gun Barrel City, TX 75156
  • 7800 White Settlement Rd, Fort Worth, TX 76108
  • 1616 W Northwest Hwy, Grapevine, TX 76051
  • 1401 W Walnut Hill Ln, Irving, TX 75038
  • 2311 W Euless Blvd, Euless, TX 76040
  • 950 W Arbrook Blvd, Arlington, TX 76015
  • 1000 Pennsylvania Ave, Fort Worth, TX 76104
  • 6001 Bryant Irvin Rd, Fort Worth, TX 76132
  • 2330 E Rosedale St, Fort Worth, TX 76105

Are deposits at Southside Bank insured?

Yes. Southside Bank is an FDIC-insured bank (FDIC certificate #18297). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Southside Bank: frequently asked questions

Is Southside Bank a good bank?

Southside Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (12.0% capital ratio); Strongly profitable (ROA 1.30%).

Is Southside Bank FDIC-insured?

Yes. Southside Bank is a FDIC-insured bank (FDIC certificate #18297). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Southside Bank?

Southside Bank holds $8.8 billion in total assets, ranking 51st of 349 banks we track in Texas. It operates 58 branches.

Does Southside Bank have CFPB complaints?

No CFPB complaints against Southside Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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