Prosperity Bank is a bank based in El Campo, Texas, established in 1949, with $43.6 billion in total assets across 354 branches. By Trust Grade it ranks 36th of 349 banks we track in Texas. Its capital ratio of 18.4% is stronger than 98% of similarly sized banks, versus a Texas median of 10.9%. It was profitable over the most recent period, with a 1.15% return on assets. No consumer complaints against Prosperity Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Prosperity Bank compares to Texas peers
How we graded Prosperity Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (18.4% capital ratio)
- Strongly profitable (ROA 1.15%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Prosperity Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (354)
- 500 N Interstate 35 Service Road, Red Oak, TX 75154
- 1330 S Harvard Ave, Tulsa, OK 74112
- 1401 Avenue Q, Lubbock, TX 79401
- 1301 N Mechanic St, El Campo, TX 77437
- 1008 West Bowers Street, Dime Box, TX 77853
- 1924 S Utica Ave, Tulsa, OK 74104
- 508 Saint Louis St, Gonzales, TX 78629
- 600 N Texas Ave, Odessa, TX 79761
- 1411 S Gregg St, Big Spring, TX 79720
- 1801 W Ranch Road 1431, Kingsland, TX 78639
- 4155 Little York Rd, Houston, TX 77093
- 220 E Cedar Creek Pkwy, Seven Points, TX 75143
- 12300 Bellaire Blvd, Houston, TX 77072
- 3333 Nw Expressway, Oklahoma City, OK 73112
- 1700 S Sheridan Rd, Tulsa, OK 74112
- 7950 Westheimer Rd, Houston, TX 77063
- 800 N Shoreline Blvd, Corpus Christi, TX 78401
- 3515 W Camp Wisdom Rd, Dallas, TX 75237
- 18935 Fm 1488 Rd, Magnolia, TX 77355
- 3636 Shepherd Ln, Balch Springs, TX 75180
- 402 Cypress St, Abilene, TX 79601
- 1615 Little York Rd, Houston, TX 77093
- 6500 Indiana Ave, Lubbock, TX 79413
- 5501 Bissonnet St, Houston, TX 77081
- 2828 Fm 1960 Rd, Houston, TX 77073
- 2402 N Main St, Houston, TX 77009
- 25820 Hempstead Highway, Cypress, TX 77429
- 406 Main St, Smithville, TX 78957
- 615 E Byron Nelson Blvd, Roanoke, TX 76262
- 109 W Washington Ave, Navasota, TX 77868
- 4295 San Felipe St, Houston, TX 77027
- 1323 Tahoka Rd, Brownfield, TX 79316
- 9330 Lyndon B Johnson Fwy, Dallas, TX 75243
- 3610 College Ave, Snyder, TX 79549
- 420 Main St, Teague, TX 75860
- 102 N Wells St, Edna, TX 77957
- 12602 Memorial Dr, Houston, TX 77024
- 15050 Fairfield Village Square Dr, Cypress, TX 77433
- 811 Louisiana St, Houston, TX 77002
- 5707 Woodway Dr, Houston, TX 77057
Are deposits at Prosperity Bank insured?
Yes. Prosperity Bank is an FDIC-insured bank (FDIC certificate #16835). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Prosperity Bank: frequently asked questions
Is Prosperity Bank a good bank?
Prosperity Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (18.4% capital ratio); Strongly profitable (ROA 1.15%).
Is Prosperity Bank FDIC-insured?
Yes. Prosperity Bank is a FDIC-insured bank (FDIC certificate #16835). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Prosperity Bank?
Prosperity Bank holds $43.6 billion in total assets, ranking 36th of 349 banks we track in Texas. It operates 354 branches.
Does Prosperity Bank have CFPB complaints?
No CFPB complaints against Prosperity Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
