Texas Capital Bank is a bank based in Dallas, Texas, established in 1997, with $33.2 billion in total assets across 10 branches. By Trust Grade it ranks 188th of 349 banks we track in Texas. Its capital ratio of 10.9% trails most similarly sized banks (40th percentile), versus a Texas median of 10.9%. It was profitable over the most recent period, with a 0.96% return on assets. No consumer complaints against Texas Capital Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Texas Capital Bank compares to Texas peers
How we graded Texas Capital Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (10.9% capital ratio)
- Profitable (ROA 0.96%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Texas Capital Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (10)
- 300 Throckmorton St, Fort Worth, TX 76102
- 5800 Granite Pkwy, Plano, TX 75024
- 745 E Mulberry Ave, San Antonio, TX 78212
- 98 San Jacinto Blvd, Austin, TX 78701
- 1330 Post Oak Blvd Ste 100, Houston, TX 77056
- 4424 W Sam Houston Pkwy N, Houston, TX 77041
- 2000 Mckinney Ave, Dallas, TX 75201
- 340 Singleton Blvd, Dallas, TX 75212
- 1538 East Southlake Boulevard, Southlake, TX 76092
- 1001 E Lookout Dr, Richardson, TX 75082
Are deposits at Texas Capital Bank insured?
Yes. Texas Capital Bank is an FDIC-insured bank (FDIC certificate #34383). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Texas Capital Bank: frequently asked questions
Is Texas Capital Bank a good bank?
Texas Capital Bank earns a Bankzia Trust Grade of A (97/100, "Excellent"), based on a financial-strength score of 97/100 (it has no CFPB complaints on record). Strongly capitalized (10.9% capital ratio); Profitable (ROA 0.96%).
Is Texas Capital Bank FDIC-insured?
Yes. Texas Capital Bank is a FDIC-insured bank (FDIC certificate #34383). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Texas Capital Bank?
Texas Capital Bank holds $33.2 billion in total assets, ranking 188th of 349 banks we track in Texas. It operates 10 branches.
Does Texas Capital Bank have CFPB complaints?
No CFPB complaints against Texas Capital Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
