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Village Bank

Saint Francis, MN · Est. 1993 · Website ↗
B
Trust Grade
Strong
Score: 83/100

Village Bank is a bank based in Saint Francis, Minnesota, established in 1993, with $410 million in total assets across 4 branches. By Trust Grade it ranks 202nd of 224 banks we track in Minnesota. Its capital ratio of 6.9% trails most similarly sized banks (6th percentile), versus a Minnesota median of 9.5%. It was profitable over the most recent period, with a 0.59% return on assets. No consumer complaints against Village Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$410.2M
$100M–1B institution
Deposits
$346.8M
Branches
4
Capital ratio
6.9%
Bottom 6% of $100M–1B peers · Minnesota median 9.5%
Return on assets
0.6%
Bottom 16% of $100M–1B peers · Minnesota median 1.24%
Rank in Minnesota
#202
of 224 banks

How Village Bank compares to Minnesota peers

Capital ratio
Bottom 6% of $100M–1B peers
Village Bank
6.9%
Minnesota median
9.5%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 16% of $100M–1B peers
Village Bank
0.6%
Minnesota median
1.2%
Higher ROA = more profitable relative to asset base

How we graded Village Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
83/100
Customer experience
n/a
Overall
B · 83
  • Well-capitalized (6.9% capital ratio)
  • Profitable (ROA 0.59%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Village Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (4)

  • 9298 Central Ave Ne, Blaine, MN 55434
  • 7125 Riverdale Dr Nw, Ramsey, MN 55303
  • 18770 Highway 65 Ne, East Bethel, MN 55011
  • 3350 Bridge St Nw, Saint Francis, MN 55070

Are deposits at Village Bank insured?

Yes. Village Bank is an FDIC-insured bank (FDIC certificate #33761). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Village Bank: frequently asked questions

Is Village Bank a good bank?

Village Bank earns a Bankzia Trust Grade of B (83/100, "Strong"), based on a financial-strength score of 83/100 (it has no CFPB complaints on record). Well-capitalized (6.9% capital ratio); Profitable (ROA 0.59%).

Is Village Bank FDIC-insured?

Yes. Village Bank is a FDIC-insured bank (FDIC certificate #33761). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Village Bank?

Village Bank holds $410 million in total assets, ranking 202nd of 224 banks we track in Minnesota. It operates 4 branches.

Does Village Bank have CFPB complaints?

No CFPB complaints against Village Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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