North Star Bank is a bank based in Roseville, Minnesota, established in 1947, with $394 million in total assets across 2 branches. By Trust Grade it ranks 124th of 224 banks we track in Minnesota. Its capital ratio of 9.0% trails most similarly sized banks (30th percentile), versus a Minnesota median of 9.5%. It was profitable over the most recent period, with a 1.52% return on assets. No consumer complaints against North Star Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How North Star Bank compares to Minnesota peers
How we graded North Star Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (9.0% capital ratio)
- Strongly profitable (ROA 1.52%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for North Star Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (2)
- 1820 Lexington Ave N, Roseville, MN 55113
- 4661 Highway 61 N, White Bear Lake, MN 55110
Are deposits at North Star Bank insured?
Yes. North Star Bank is an FDIC-insured bank (FDIC certificate #16733). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
North Star Bank: frequently asked questions
Is North Star Bank a good bank?
North Star Bank earns a Bankzia Trust Grade of A (94/100, "Excellent"), based on a financial-strength score of 94/100 (it has no CFPB complaints on record). Strongly capitalized (9.0% capital ratio); Strongly profitable (ROA 1.52%).
Is North Star Bank FDIC-insured?
Yes. North Star Bank is a FDIC-insured bank (FDIC certificate #16733). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is North Star Bank?
North Star Bank holds $394 million in total assets, ranking 124th of 224 banks we track in Minnesota. It operates 2 branches.
Does North Star Bank have CFPB complaints?
No CFPB complaints against North Star Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
