Sentry Bank is a bank based in Saint Joseph, Minnesota, established in 1904, with $379 million in total assets across 4 branches. By Trust Grade it ranks 117th of 224 banks we track in Minnesota. Its capital ratio of 9.3% trails most similarly sized banks (36th percentile), versus a Minnesota median of 9.5%. It was profitable over the most recent period, with a 1.21% return on assets. No consumer complaints against Sentry Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Sentry Bank compares to Minnesota peers
How we graded Sentry Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (9.3% capital ratio)
- Strongly profitable (ROA 1.21%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Sentry Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (4)
- 2 Central Ave S, Saint Stephen, MN 56375
- 4350 8th St N, Saint Cloud, MN 56303
- 120 4th Ave S, Saint Cloud, MN 56301
- 400 4th Ave Ne, Saint Joseph, MN 56374
Are deposits at Sentry Bank insured?
Yes. Sentry Bank is an FDIC-insured bank (FDIC certificate #8546). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Sentry Bank: frequently asked questions
Is Sentry Bank a good bank?
Sentry Bank earns a Bankzia Trust Grade of A (95/100, "Excellent"), based on a financial-strength score of 95/100 (it has no CFPB complaints on record). Strongly capitalized (9.3% capital ratio); Strongly profitable (ROA 1.21%).
Is Sentry Bank FDIC-insured?
Yes. Sentry Bank is a FDIC-insured bank (FDIC certificate #8546). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Sentry Bank?
Sentry Bank holds $379 million in total assets, ranking 117th of 224 banks we track in Minnesota. It operates 4 branches.
Does Sentry Bank have CFPB complaints?
No CFPB complaints against Sentry Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
