Skip to main content
bank

Foresight Bank

Plainview, MN · Est. 1902 · Website ↗
A
Trust Grade
Excellent
Score: 95/100

Foresight Bank is a bank based in Plainview, Minnesota, established in 1902, with $426 million in total assets across 3 branches. By Trust Grade it ranks 114th of 224 banks we track in Minnesota. Its capital ratio of 9.3% trails most similarly sized banks (35th percentile), versus a Minnesota median of 9.5%. It was profitable over the most recent period, with a 1.10% return on assets. No consumer complaints against Foresight Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$425.9M
$100M–1B institution
Deposits
$343.7M
Branches
3
Capital ratio
9.3%
Bottom 35% of $100M–1B peers · Minnesota median 9.5%
Return on assets
1.1%
Bottom 44% of $100M–1B peers · Minnesota median 1.24%
Rank in Minnesota
#114
of 224 banks

How Foresight Bank compares to Minnesota peers

Capital ratio
Bottom 35% of $100M–1B peers
Foresight Bank
9.3%
Minnesota median
9.5%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 44% of $100M–1B peers
Foresight Bank
1.1%
Minnesota median
1.2%
Higher ROA = more profitable relative to asset base

How we graded Foresight Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
95/100
Customer experience
n/a
Overall
A · 95
  • Strongly capitalized (9.3% capital ratio)
  • Strongly profitable (ROA 1.10%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Foresight Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (3)

  • 138 W Broadway, Plainview, MN 55964
  • 1921 Highway 52 North, Rochester, MN 55901
  • 501 Glen Street Sw, Eyota, MN 55934

Are deposits at Foresight Bank insured?

Yes. Foresight Bank is an FDIC-insured bank (FDIC certificate #5229). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Foresight Bank: frequently asked questions

Is Foresight Bank a good bank?

Foresight Bank earns a Bankzia Trust Grade of A (95/100, "Excellent"), based on a financial-strength score of 95/100 (it has no CFPB complaints on record). Strongly capitalized (9.3% capital ratio); Strongly profitable (ROA 1.10%).

Is Foresight Bank FDIC-insured?

Yes. Foresight Bank is a FDIC-insured bank (FDIC certificate #5229). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Foresight Bank?

Foresight Bank holds $426 million in total assets, ranking 114th of 224 banks we track in Minnesota. It operates 3 branches.

Does Foresight Bank have CFPB complaints?

No CFPB complaints against Foresight Bank appear in our data over the analysis window, which is typical for a bank of this size.

Similar Banks

My Kind Of Bank, National Association
bank · Ottertail, MN · $421M assets
Bankcherokee
bank · Saint Paul, MN · $420M assets
First National Bank Minnesota
bank · Saint Peter, MN · $434M assets
Crown Bank
bank · Edina, MN · $438M assets
Village Bank
bank · Saint Francis, MN · $410M assets
Peoples State Bank Of Plainview
bank · Plainview, MN · $407M assets

Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

From the Blog

View all guides →