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Bankcherokee

Saint Paul, MN · Est. 1908 · Website ↗
B
Trust Grade
Strong
Score: 87/100

Bankcherokee is a bank based in Saint Paul, Minnesota, established in 1908, with $420 million in total assets across 3 branches. By Trust Grade it ranks 189th of 224 banks we track in Minnesota. Its capital ratio of 8.0% trails most similarly sized banks (16th percentile), versus a Minnesota median of 9.5%. It was profitable over the most recent period, with a 0.49% return on assets. No consumer complaints against Bankcherokee appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$420.4M
$100M–1B institution
Deposits
$350.7M
Branches
3
Capital ratio
8.0%
Bottom 16% of $100M–1B peers · Minnesota median 9.5%
Return on assets
0.5%
Bottom 13% of $100M–1B peers · Minnesota median 1.24%
Rank in Minnesota
#189
of 224 banks

How Bankcherokee compares to Minnesota peers

Capital ratio
Bottom 16% of $100M–1B peers
Bankcherokee
8.0%
Minnesota median
9.5%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 13% of $100M–1B peers
Bankcherokee
0.5%
Minnesota median
1.2%
Higher ROA = more profitable relative to asset base

How we graded Bankcherokee

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
87/100
Customer experience
n/a
Overall
B · 87
  • Well-capitalized (8.0% capital ratio)
  • Profitable (ROA 0.49%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Bankcherokee over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (3)

  • 985 Grand Ave, St. Paul, MN 55105
  • 999 Village Center Dr, North Oaks, MN 55127
  • 607 Smith Ave S, Saint Paul, MN 55107

Are deposits at Bankcherokee insured?

Yes. Bankcherokee is an FDIC-insured bank (FDIC certificate #8537). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Bankcherokee: frequently asked questions

Is Bankcherokee a good bank?

Bankcherokee earns a Bankzia Trust Grade of B (87/100, "Strong"), based on a financial-strength score of 87/100 (it has no CFPB complaints on record). Well-capitalized (8.0% capital ratio); Profitable (ROA 0.49%).

Is Bankcherokee FDIC-insured?

Yes. Bankcherokee is a FDIC-insured bank (FDIC certificate #8537). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Bankcherokee?

Bankcherokee holds $420 million in total assets, ranking 189th of 224 banks we track in Minnesota. It operates 3 branches.

Does Bankcherokee have CFPB complaints?

No CFPB complaints against Bankcherokee appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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