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My Kind Of Bank, National Association

Ottertail, MN · Est. 1903 · Website ↗
A
Trust Grade
Excellent
Score: 90/100

My Kind Of Bank, National Association is a bank based in Ottertail, Minnesota, established in 1903, with $421 million in total assets across 5 branches. By Trust Grade it ranks 167th of 224 banks we track in Minnesota. Its capital ratio of 7.8% trails most similarly sized banks (13th percentile), versus a Minnesota median of 9.5%. It was profitable over the most recent period, with a 1.37% return on assets. No consumer complaints against My Kind Of Bank, National Association appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$420.5M
$100M–1B institution
Deposits
$385.1M
Branches
5
Capital ratio
7.8%
Bottom 13% of $100M–1B peers · Minnesota median 9.5%
Return on assets
1.4%
Top 40% of $100M–1B peers · Minnesota median 1.24%
Rank in Minnesota
#167
of 224 banks

How My Kind Of Bank, National Association compares to Minnesota peers

Capital ratio
Bottom 13% of $100M–1B peers
My Kind
7.8%
Minnesota median
9.5%
Higher capital ratio = stronger financial cushion
Return on assets
Top 40% of $100M–1B peers
My Kind
1.4%
Minnesota median
1.2%
Higher ROA = more profitable relative to asset base

How we graded My Kind Of Bank, National Association

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
90/100
Customer experience
n/a
Overall
A · 90
  • Well-capitalized (7.8% capital ratio)
  • Strongly profitable (ROA 1.37%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for My Kind Of Bank, National Association over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (5)

  • 101 S Lake Ave, Battle Lake, MN 56515
  • 106 Mn Highway 78 N, Ottertail, MN 56571
  • 512 Douglas Ave, Henning, MN 56551
  • 611 Summit Ave, Detroit Lakes, MN 56501
  • 303 Kron St, Evansville, MN 56326

Are deposits at My Kind Of Bank, National Association insured?

Yes. My Kind Of Bank, National Association is an FDIC-insured bank (FDIC certificate #5162). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

My Kind Of Bank, National Association: frequently asked questions

Is My Kind Of Bank, National Association a good bank?

My Kind Of Bank, National Association earns a Bankzia Trust Grade of A (90/100, "Excellent"), based on a financial-strength score of 90/100 (it has no CFPB complaints on record). Well-capitalized (7.8% capital ratio); Strongly profitable (ROA 1.37%).

Is My Kind Of Bank, National Association FDIC-insured?

Yes. My Kind Of Bank, National Association is a FDIC-insured bank (FDIC certificate #5162). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is My Kind Of Bank, National Association?

My Kind Of Bank, National Association holds $421 million in total assets, ranking 167th of 224 banks we track in Minnesota. It operates 5 branches.

Does My Kind Of Bank, National Association have CFPB complaints?

No CFPB complaints against My Kind Of Bank, National Association appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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