G. W. Jones Exchange Bank is a bank based in Marcellus, Michigan, established in 1877, with $108 million in total assets across 4 branches. By Trust Grade it ranks 60th of 73 banks we track in Michigan. Its capital ratio of 9.4% trails most similarly sized banks (37th percentile), versus a Michigan median of 9.6%. It was profitable over the most recent period, with a 0.28% return on assets. No consumer complaints against G. W. Jones Exchange Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How G. W. Jones Exchange Bank compares to Michigan peers
How we graded G. W. Jones Exchange Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (9.4% capital ratio)
- Profitable (ROA 0.28%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for G. W. Jones Exchange Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (4)
- 120 W Main St, Marcellus, MI 49067
- 110 Spencer Rd, Cassopolis, MI 49031
- 69139 M 62, Edwardsburg, MI 49112
- 115 W Main St, Marcellus, MI 49067
Are deposits at G. W. Jones Exchange Bank insured?
Yes. G. W. Jones Exchange Bank is an FDIC-insured bank (FDIC certificate #999). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
G. W. Jones Exchange Bank: frequently asked questions
Is G. W. Jones Exchange Bank a good bank?
G. W. Jones Exchange Bank earns a Bankzia Trust Grade of A (90/100, "Excellent"), based on a financial-strength score of 90/100 (it has no CFPB complaints on record). Strongly capitalized (9.4% capital ratio); Profitable (ROA 0.28%).
Is G. W. Jones Exchange Bank FDIC-insured?
Yes. G. W. Jones Exchange Bank is a FDIC-insured bank (FDIC certificate #999). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is G. W. Jones Exchange Bank?
G. W. Jones Exchange Bank holds $108 million in total assets, ranking 60th of 73 banks we track in Michigan. It operates 4 branches.
Does G. W. Jones Exchange Bank have CFPB complaints?
No CFPB complaints against G. W. Jones Exchange Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
