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Kalamazoo County State Bank

Schoolcraft, MI · Est. 1908 · Website ↗
A
Trust Grade
Excellent
Score: 94/100

Kalamazoo County State Bank is a bank based in Schoolcraft, Michigan, established in 1908, with $121 million in total assets across 3 branches. By Trust Grade it ranks 42nd of 73 banks we track in Michigan. Its capital ratio of 10.2% is stronger than 50% of similarly sized banks, versus a Michigan median of 9.6%. It was profitable over the most recent period, with a 0.51% return on assets. No consumer complaints against Kalamazoo County State Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$120.9M
$100M–1B institution
Deposits
$108.0M
Branches
3
Capital ratio
10.2%
Top 50% of $100M–1B peers · Michigan median 9.6%
Return on assets
0.5%
Bottom 13% of $100M–1B peers · Michigan median 1.15%
Rank in Michigan
#42
of 73 banks

How Kalamazoo County State Bank compares to Michigan peers

Capital ratio
Top 50% of $100M–1B peers
Kalamazoo County
10.2%
Michigan median
9.6%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 13% of $100M–1B peers
Kalamazoo County
0.5%
Michigan median
1.1%
Higher ROA = more profitable relative to asset base

How we graded Kalamazoo County State Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
94/100
Customer experience
n/a
Overall
A · 94
  • Strongly capitalized (10.2% capital ratio)
  • Profitable (ROA 0.51%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Kalamazoo County State Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (3)

  • 55320 N Main St, Mattawan, MI 49071
  • 216 E Prairie St, Vicksburg, MI 49097
  • 223 N Grand St, Schoolcraft, MI 49087

Are deposits at Kalamazoo County State Bank insured?

Yes. Kalamazoo County State Bank is an FDIC-insured bank (FDIC certificate #5892). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Kalamazoo County State Bank: frequently asked questions

Is Kalamazoo County State Bank a good bank?

Kalamazoo County State Bank earns a Bankzia Trust Grade of A (94/100, "Excellent"), based on a financial-strength score of 94/100 (it has no CFPB complaints on record). Strongly capitalized (10.2% capital ratio); Profitable (ROA 0.51%).

Is Kalamazoo County State Bank FDIC-insured?

Yes. Kalamazoo County State Bank is a FDIC-insured bank (FDIC certificate #5892). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Kalamazoo County State Bank?

Kalamazoo County State Bank holds $121 million in total assets, ranking 42nd of 73 banks we track in Michigan. It operates 3 branches.

Does Kalamazoo County State Bank have CFPB complaints?

No CFPB complaints against Kalamazoo County State Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Sidney State Bank
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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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