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Blissfield State Bank

Blissfield, MI · Est. 1873 · Website ↗
A
Trust Grade
Excellent
Score: 90/100

Blissfield State Bank is a bank based in Blissfield, Michigan, established in 1873, with $119 million in total assets across 1 branch. By Trust Grade it ranks 59th of 73 banks we track in Michigan. Its capital ratio of 7.8% trails most similarly sized banks (13th percentile), versus a Michigan median of 9.6%. It was profitable over the most recent period, with a 1.21% return on assets. No consumer complaints against Blissfield State Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$119.0M
$100M–1B institution
Deposits
$109.5M
Branches
1
Capital ratio
7.8%
Bottom 13% of $100M–1B peers · Michigan median 9.6%
Return on assets
1.2%
Top 49% of $100M–1B peers · Michigan median 1.15%
Rank in Michigan
#59
of 73 banks

How Blissfield State Bank compares to Michigan peers

Capital ratio
Bottom 13% of $100M–1B peers
Blissfield State
7.8%
Michigan median
9.6%
Higher capital ratio = stronger financial cushion
Return on assets
Top 49% of $100M–1B peers
Blissfield State
1.2%
Michigan median
1.1%
Higher ROA = more profitable relative to asset base

How we graded Blissfield State Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
90/100
Customer experience
n/a
Overall
A · 90
  • Well-capitalized (7.8% capital ratio)
  • Strongly profitable (ROA 1.21%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Blissfield State Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (1)

  • 204 E Jefferson St, Blissfield, MI 49228

Are deposits at Blissfield State Bank insured?

Yes. Blissfield State Bank is an FDIC-insured bank (FDIC certificate #976). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Blissfield State Bank: frequently asked questions

Is Blissfield State Bank a good bank?

Blissfield State Bank earns a Bankzia Trust Grade of A (90/100, "Excellent"), based on a financial-strength score of 90/100 (it has no CFPB complaints on record). Well-capitalized (7.8% capital ratio); Strongly profitable (ROA 1.21%).

Is Blissfield State Bank FDIC-insured?

Yes. Blissfield State Bank is a FDIC-insured bank (FDIC certificate #976). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Blissfield State Bank?

Blissfield State Bank holds $119 million in total assets, ranking 59th of 73 banks we track in Michigan. It operates 1 branch.

Does Blissfield State Bank have CFPB complaints?

No CFPB complaints against Blissfield State Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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