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Huron State Bank

Rogers City, MI · Est. 1980 · Website ↗
A
Trust Grade
Excellent
Score: 96/100

Huron State Bank is a bank based in Rogers City, Michigan, established in 1980, with $96 million in total assets across 1 branch. By Trust Grade it ranks 28th of 73 banks we track in Michigan. Its capital ratio of 11.8% trails most similarly sized banks (48th percentile), versus a Michigan median of 9.6%. It was profitable over the most recent period, with a 0.80% return on assets. No consumer complaints against Huron State Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$96.5M
<$100M institution
Deposits
$83.8M
Branches
1
Capital ratio
11.8%
Bottom 48% of <$100M peers · Michigan median 9.6%
Return on assets
0.8%
Bottom 42% of <$100M peers · Michigan median 1.15%
Rank in Michigan
#28
of 73 banks

How Huron State Bank compares to Michigan peers

Capital ratio
Bottom 48% of <$100M peers
Huron State
11.8%
Michigan median
9.6%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 42% of <$100M peers
Huron State
0.8%
Michigan median
1.1%
Higher ROA = more profitable relative to asset base

How we graded Huron State Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
96/100
Customer experience
n/a
Overall
A · 96
  • Strongly capitalized (11.8% capital ratio)
  • Profitable (ROA 0.80%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Huron State Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (1)

  • 200 E Erie St, Rogers City, MI 49779

Are deposits at Huron State Bank insured?

Yes. Huron State Bank is an FDIC-insured bank (FDIC certificate #23126). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Huron State Bank: frequently asked questions

Is Huron State Bank a good bank?

Huron State Bank earns a Bankzia Trust Grade of A (96/100, "Excellent"), based on a financial-strength score of 96/100 (it has no CFPB complaints on record). Strongly capitalized (11.8% capital ratio); Profitable (ROA 0.80%).

Is Huron State Bank FDIC-insured?

Yes. Huron State Bank is a FDIC-insured bank (FDIC certificate #23126). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Huron State Bank?

Huron State Bank holds $96 million in total assets, ranking 28th of 73 banks we track in Michigan. It operates 1 branch.

Does Huron State Bank have CFPB complaints?

No CFPB complaints against Huron State Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Blissfield State Bank
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Homestead Savings Bank
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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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