Community Unity Bank is a bank based in Birmingham, Michigan, established in 2023, with $95 million in total assets across 1 branch. By Trust Grade it ranks 70th of 73 banks we track in Michigan. Its capital ratio of 21.4% is stronger than 88% of similarly sized banks, versus a Michigan median of 9.6%. It posted a loss over the most recent period (-2.00% return on assets), a point to watch. No consumer complaints against Community Unity Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Community Unity Bank compares to Michigan peers
How we graded Community Unity Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (21.4% capital ratio)
- Unprofitable over the period (ROA -2.00%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Community Unity Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (1)
- 34040 Woodward Ave, Birmingham, MI 48009
Are deposits at Community Unity Bank insured?
Yes. Community Unity Bank is an FDIC-insured bank (FDIC certificate #59305). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Community Unity Bank: frequently asked questions
Is Community Unity Bank a good bank?
Community Unity Bank earns a Bankzia Trust Grade of C (73/100, "Average"), based on a financial-strength score of 73/100 (it has no CFPB complaints on record). Strongly capitalized (21.4% capital ratio); Unprofitable over the period (ROA -2.00%).
Is Community Unity Bank FDIC-insured?
Yes. Community Unity Bank is a FDIC-insured bank (FDIC certificate #59305). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Community Unity Bank?
Community Unity Bank holds $95 million in total assets, ranking 70th of 73 banks we track in Michigan. It operates 1 branch.
Does Community Unity Bank have CFPB complaints?
No CFPB complaints against Community Unity Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
