Montezuma State Bank is a bank based in Montezuma, Iowa, established in 1891, with $56 million in total assets across 1 branch. By Trust Grade it ranks 60th of 226 banks we track in Iowa. Its capital ratio of 13.9% is stronger than 65% of similarly sized banks, versus a Iowa median of 10.2%. It was profitable over the most recent period, with a 1.63% return on assets. No consumer complaints against Montezuma State Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Montezuma State Bank compares to Iowa peers
How we graded Montezuma State Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (13.9% capital ratio)
- Strongly profitable (ROA 1.63%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Montezuma State Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (1)
- 101 S 4th St, Montezuma, IA 50171
Are deposits at Montezuma State Bank insured?
Yes. Montezuma State Bank is an FDIC-insured bank (FDIC certificate #1860). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Montezuma State Bank: frequently asked questions
Is Montezuma State Bank a good bank?
Montezuma State Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (13.9% capital ratio); Strongly profitable (ROA 1.63%).
Is Montezuma State Bank FDIC-insured?
Yes. Montezuma State Bank is a FDIC-insured bank (FDIC certificate #1860). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Montezuma State Bank?
Montezuma State Bank holds $56 million in total assets, ranking 60th of 226 banks we track in Iowa. It operates 1 branch.
Does Montezuma State Bank have CFPB complaints?
No CFPB complaints against Montezuma State Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
