State Central Bank is a bank based in Bonaparte, Iowa, established in 1858, with $62 million in total assets across 4 branches. By Trust Grade it ranks 87th of 226 banks we track in Iowa. Its capital ratio of 17.0% is stronger than 79% of similarly sized banks, versus a Iowa median of 10.2%. It was profitable over the most recent period, with a 1.59% return on assets. No consumer complaints against State Central Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How State Central Bank compares to Iowa peers
How we graded State Central Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (17.0% capital ratio)
- Strongly profitable (ROA 1.59%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for State Central Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (4)
- 101 S 2nd St, Farmington, IA 52626
- 116 S Main St, Stockport, IA 52651
- 612 1st St, Bonaparte, IA 52620
- 514 Main St, Keokuk, IA 52632
Are deposits at State Central Bank insured?
Yes. State Central Bank is an FDIC-insured bank (FDIC certificate #5820). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
State Central Bank: frequently asked questions
Is State Central Bank a good bank?
State Central Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (17.0% capital ratio); Strongly profitable (ROA 1.59%).
Is State Central Bank FDIC-insured?
Yes. State Central Bank is a FDIC-insured bank (FDIC certificate #5820). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is State Central Bank?
State Central Bank holds $62 million in total assets, ranking 87th of 226 banks we track in Iowa. It operates 4 branches.
Does State Central Bank have CFPB complaints?
No CFPB complaints against State Central Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
