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Ashton State Bank

Ashton, IA · Est. 1884 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

Ashton State Bank is a bank based in Ashton, Iowa, established in 1884, with $55 million in total assets across 1 branch. By Trust Grade it ranks 8th of 226 banks we track in Iowa. Its capital ratio of 11.5% trails most similarly sized banks (43th percentile), versus a Iowa median of 10.2%. It was profitable over the most recent period, with a 1.27% return on assets. No consumer complaints against Ashton State Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$55.0M
<$100M institution
Deposits
$45.3M
Branches
1
Capital ratio
11.5%
Bottom 43% of <$100M peers · Iowa median 10.2%
Return on assets
1.3%
Top 35% of <$100M peers · Iowa median 1.31%
Rank in Iowa
#8
of 226 banks

How Ashton State Bank compares to Iowa peers

Capital ratio
Bottom 43% of <$100M peers
Ashton State
11.5%
Iowa median
10.2%
Higher capital ratio = stronger financial cushion
Return on assets
Top 35% of <$100M peers
Ashton State
1.3%
Iowa median
1.3%
Higher ROA = more profitable relative to asset base

How we graded Ashton State Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (11.5% capital ratio)
  • Strongly profitable (ROA 1.27%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Ashton State Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (1)

  • 317 3rd St, Ashton, IA 51232

Are deposits at Ashton State Bank insured?

Yes. Ashton State Bank is an FDIC-insured bank (FDIC certificate #11343). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Ashton State Bank: frequently asked questions

Is Ashton State Bank a good bank?

Ashton State Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (11.5% capital ratio); Strongly profitable (ROA 1.27%).

Is Ashton State Bank FDIC-insured?

Yes. Ashton State Bank is a FDIC-insured bank (FDIC certificate #11343). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Ashton State Bank?

Ashton State Bank holds $55 million in total assets, ranking 8th of 226 banks we track in Iowa. It operates 1 branch.

Does Ashton State Bank have CFPB complaints?

No CFPB complaints against Ashton State Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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