Cornerstone Bank is a bank based in Clarinda, Iowa, established in 1897, with $45 million in total assets across 1 branch. By Trust Grade it ranks 137th of 226 banks we track in Iowa. Its capital ratio of 14.4% is stronger than 69% of similarly sized banks, versus a Iowa median of 10.2%. It was profitable over the most recent period, with a 0.76% return on assets. No consumer complaints against Cornerstone Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Cornerstone Bank compares to Iowa peers
How we graded Cornerstone Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (14.4% capital ratio)
- Profitable (ROA 0.76%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Cornerstone Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (1)
- 123 E Main St, Clarinda, IA 51632
Are deposits at Cornerstone Bank insured?
Yes. Cornerstone Bank is an FDIC-insured bank (FDIC certificate #30067). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Cornerstone Bank: frequently asked questions
Is Cornerstone Bank a good bank?
Cornerstone Bank earns a Bankzia Trust Grade of A (96/100, "Excellent"), based on a financial-strength score of 96/100 (it has no CFPB complaints on record). Strongly capitalized (14.4% capital ratio); Profitable (ROA 0.76%).
Is Cornerstone Bank FDIC-insured?
Yes. Cornerstone Bank is a FDIC-insured bank (FDIC certificate #30067). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Cornerstone Bank?
Cornerstone Bank holds $45 million in total assets, ranking 137th of 226 banks we track in Iowa. It operates 1 branch.
Does Cornerstone Bank have CFPB complaints?
No CFPB complaints against Cornerstone Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
