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State Bank Of Schaller

Schaller, IA · Est. 1898 · Website ↗
A
Trust Grade
Excellent
Score: 96/100

State Bank Of Schaller is a bank based in Schaller, Iowa, established in 1898, with $40 million in total assets across 1 branch. By Trust Grade it ranks 126th of 226 banks we track in Iowa. Its capital ratio of 13.7% is stronger than 64% of similarly sized banks, versus a Iowa median of 10.2%. It was profitable over the most recent period, with a 0.77% return on assets. No consumer complaints against State Bank Of Schaller appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$39.8M
<$100M institution
Deposits
$34.2M
Branches
1
Capital ratio
13.7%
Top 36% of <$100M peers · Iowa median 10.2%
Return on assets
0.8%
Bottom 41% of <$100M peers · Iowa median 1.31%
Rank in Iowa
#126
of 226 banks

How State Bank Of Schaller compares to Iowa peers

Capital ratio
Top 36% of <$100M peers
State Bank
13.7%
Iowa median
10.2%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 41% of <$100M peers
State Bank
0.8%
Iowa median
1.3%
Higher ROA = more profitable relative to asset base

How we graded State Bank Of Schaller

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
96/100
Customer experience
n/a
Overall
A · 96
  • Strongly capitalized (13.7% capital ratio)
  • Profitable (ROA 0.77%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for State Bank Of Schaller over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (1)

  • 100 W 2nd St, Schaller, IA 51053

Are deposits at State Bank Of Schaller insured?

Yes. State Bank Of Schaller is an FDIC-insured bank (FDIC certificate #13931). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

State Bank Of Schaller: frequently asked questions

Is State Bank Of Schaller a good bank?

State Bank Of Schaller earns a Bankzia Trust Grade of A (96/100, "Excellent"), based on a financial-strength score of 96/100 (it has no CFPB complaints on record). Strongly capitalized (13.7% capital ratio); Profitable (ROA 0.77%).

Is State Bank Of Schaller FDIC-insured?

Yes. State Bank Of Schaller is a FDIC-insured bank (FDIC certificate #13931). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is State Bank Of Schaller?

State Bank Of Schaller holds $40 million in total assets, ranking 126th of 226 banks we track in Iowa. It operates 1 branch.

Does State Bank Of Schaller have CFPB complaints?

No CFPB complaints against State Bank Of Schaller appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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