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Benton County State Bank

Blairstown, IA · Est. 1869 · Website ↗
A
Trust Grade
Excellent
Score: 97/100

Benton County State Bank is a bank based in Blairstown, Iowa, established in 1869, with $53 million in total assets across 1 branch. By Trust Grade it ranks 111th of 226 banks we track in Iowa. Its capital ratio of 14.0% is stronger than 67% of similarly sized banks, versus a Iowa median of 10.2%. It was profitable over the most recent period, with a 0.94% return on assets. No consumer complaints against Benton County State Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$53.2M
<$100M institution
Deposits
$40.1M
Branches
1
Capital ratio
14.0%
Top 33% of <$100M peers · Iowa median 10.2%
Return on assets
0.9%
Top 50% of <$100M peers · Iowa median 1.31%
Rank in Iowa
#111
of 226 banks

How Benton County State Bank compares to Iowa peers

Capital ratio
Top 33% of <$100M peers
Benton County
14.0%
Iowa median
10.2%
Higher capital ratio = stronger financial cushion
Return on assets
Top 50% of <$100M peers
Benton County
0.9%
Iowa median
1.3%
Higher ROA = more profitable relative to asset base

How we graded Benton County State Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
97/100
Customer experience
n/a
Overall
A · 97
  • Strongly capitalized (14.0% capital ratio)
  • Profitable (ROA 0.94%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Benton County State Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (1)

  • 212 Locust St Ne, Blairstown, IA 52209

Are deposits at Benton County State Bank insured?

Yes. Benton County State Bank is an FDIC-insured bank (FDIC certificate #13774). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Benton County State Bank: frequently asked questions

Is Benton County State Bank a good bank?

Benton County State Bank earns a Bankzia Trust Grade of A (97/100, "Excellent"), based on a financial-strength score of 97/100 (it has no CFPB complaints on record). Strongly capitalized (14.0% capital ratio); Profitable (ROA 0.94%).

Is Benton County State Bank FDIC-insured?

Yes. Benton County State Bank is a FDIC-insured bank (FDIC certificate #13774). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Benton County State Bank?

Benton County State Bank holds $53 million in total assets, ranking 111th of 226 banks we track in Iowa. It operates 1 branch.

Does Benton County State Bank have CFPB complaints?

No CFPB complaints against Benton County State Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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