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Altamaha Bank & Trust Company

Vidalia, GA · Est. 1966 · Website ↗
A
Trust Grade
Excellent
Score: 93/100

Altamaha Bank & Trust Company is a bank based in Vidalia, Georgia, established in 1966, with $330 million in total assets across 4 branches. By Trust Grade it ranks 91st of 124 banks we track in Georgia. Its capital ratio of 8.6% trails most similarly sized banks (23th percentile), versus a Georgia median of 10.5%. It was profitable over the most recent period, with a 1.53% return on assets. No consumer complaints against Altamaha Bank & Trust Company appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$329.7M
$100M–1B institution
Deposits
$300.8M
Branches
4
Capital ratio
8.6%
Bottom 23% of $100M–1B peers · Georgia median 10.5%
Return on assets
1.5%
Top 30% of $100M–1B peers · Georgia median 1.53%
Rank in Georgia
#91
of 124 banks

How Altamaha Bank & Trust Company compares to Georgia peers

Capital ratio
Bottom 23% of $100M–1B peers
Altamaha Bank
8.6%
Georgia median
10.5%
Higher capital ratio = stronger financial cushion
Return on assets
Top 30% of $100M–1B peers
Altamaha Bank
1.5%
Georgia median
1.5%
Higher ROA = more profitable relative to asset base

How we graded Altamaha Bank & Trust Company

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
93/100
Customer experience
n/a
Overall
A · 93
  • Well-capitalized (8.6% capital ratio)
  • Strongly profitable (ROA 1.53%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Altamaha Bank & Trust Company over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (4)

  • 206 Jackson St, Vidalia, GA 30474
  • 1726 Mount Vernon Rd, Vidalia, GA 30474
  • 57 N Tallahassee St, Hazlehurst, GA 31539
  • 203 W Main Street, Uvalda, GA 30473

Are deposits at Altamaha Bank & Trust Company insured?

Yes. Altamaha Bank & Trust Company is an FDIC-insured bank (FDIC certificate #19590). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Altamaha Bank & Trust Company: frequently asked questions

Is Altamaha Bank & Trust Company a good bank?

Altamaha Bank & Trust Company earns a Bankzia Trust Grade of A (93/100, "Excellent"), based on a financial-strength score of 93/100 (it has no CFPB complaints on record). Well-capitalized (8.6% capital ratio); Strongly profitable (ROA 1.53%).

Is Altamaha Bank & Trust Company FDIC-insured?

Yes. Altamaha Bank & Trust Company is a FDIC-insured bank (FDIC certificate #19590). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Altamaha Bank & Trust Company?

Altamaha Bank & Trust Company holds $330 million in total assets, ranking 91st of 124 banks we track in Georgia. It operates 4 branches.

Does Altamaha Bank & Trust Company have CFPB complaints?

No CFPB complaints against Altamaha Bank & Trust Company appear in our data over the analysis window, which is typical for a bank of this size.

Similar Banks

Bank Of Newington
bank · Newington, GA · $331M assets
Douglas National Bank
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First Southern Bank
bank · Waycross, GA · $335M assets
Craft Bank
bank · Atlanta, GA · $322M assets
United National Bank
bank · Cairo, GA · $317M assets
First National Bank Of Decatur County
bank · Bainbridge, GA · $349M assets

Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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