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Craft Bank

Atlanta, GA · Est. 2020 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

Craft Bank is a bank based in Atlanta, Georgia, established in 2020, with $322 million in total assets across 2 branches. By Trust Grade it ranks 52nd of 124 banks we track in Georgia. Its capital ratio of 12.7% is stronger than 78% of similarly sized banks, versus a Georgia median of 10.5%. It was profitable over the most recent period, with a 1.15% return on assets. No consumer complaints against Craft Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$322.4M
$100M–1B institution
Deposits
$278.4M
Branches
2
Capital ratio
12.7%
Top 22% of $100M–1B peers · Georgia median 10.5%
Return on assets
1.2%
Bottom 47% of $100M–1B peers · Georgia median 1.53%
Rank in Georgia
#52
of 124 banks

How Craft Bank compares to Georgia peers

Capital ratio
Top 22% of $100M–1B peers
Craft Bank
12.7%
Georgia median
10.5%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 47% of $100M–1B peers
Craft Bank
1.2%
Georgia median
1.5%
Higher ROA = more profitable relative to asset base

How we graded Craft Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (12.7% capital ratio)
  • Strongly profitable (ROA 1.15%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Craft Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (2)

  • 1575 Northside Dr Nw, Atlanta, GA 30318
  • 145 Church St Ne, Marietta, GA 30060

Are deposits at Craft Bank insured?

Yes. Craft Bank is an FDIC-insured bank (FDIC certificate #59209). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Craft Bank: frequently asked questions

Is Craft Bank a good bank?

Craft Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (12.7% capital ratio); Strongly profitable (ROA 1.15%).

Is Craft Bank FDIC-insured?

Yes. Craft Bank is a FDIC-insured bank (FDIC certificate #59209). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Craft Bank?

Craft Bank holds $322 million in total assets, ranking 52nd of 124 banks we track in Georgia. It operates 2 branches.

Does Craft Bank have CFPB complaints?

No CFPB complaints against Craft Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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