United National Bank is a bank based in Cairo, Georgia, established in 2000, with $317 million in total assets across 1 branch. By Trust Grade it ranks 65th of 124 banks we track in Georgia. Its capital ratio of 14.8% is stronger than 89% of similarly sized banks, versus a Georgia median of 10.5%. It was profitable over the most recent period, with a 0.92% return on assets. No consumer complaints against United National Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How United National Bank compares to Georgia peers
How we graded United National Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (14.8% capital ratio)
- Profitable (ROA 0.92%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for United National Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (1)
- 722 N Broad St, Cairo, GA 39828
Are deposits at United National Bank insured?
Yes. United National Bank is an FDIC-insured bank (FDIC certificate #35427). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
United National Bank: frequently asked questions
Is United National Bank a good bank?
United National Bank earns a Bankzia Trust Grade of A (97/100, "Excellent"), based on a financial-strength score of 97/100 (it has no CFPB complaints on record). Strongly capitalized (14.8% capital ratio); Profitable (ROA 0.92%).
Is United National Bank FDIC-insured?
Yes. United National Bank is a FDIC-insured bank (FDIC certificate #35427). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is United National Bank?
United National Bank holds $317 million in total assets, ranking 65th of 124 banks we track in Georgia. It operates 1 branch.
Does United National Bank have CFPB complaints?
No CFPB complaints against United National Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
