Classic City Bank is a bank based in Athens, Georgia, established in 2020, with $302 million in total assets across 1 branch. By Trust Grade it ranks 53rd of 124 banks we track in Georgia. Its capital ratio of 10.8% is stronger than 60% of similarly sized banks, versus a Georgia median of 10.5%. It was profitable over the most recent period, with a 2.09% return on assets. No consumer complaints against Classic City Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Classic City Bank compares to Georgia peers
How we graded Classic City Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (10.8% capital ratio)
- Strongly profitable (ROA 2.09%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Classic City Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (1)
- 2365 W Broad St, Athens, GA 30606
Are deposits at Classic City Bank insured?
Yes. Classic City Bank is an FDIC-insured bank (FDIC certificate #59219). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Classic City Bank: frequently asked questions
Is Classic City Bank a good bank?
Classic City Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (10.8% capital ratio); Strongly profitable (ROA 2.09%).
Is Classic City Bank FDIC-insured?
Yes. Classic City Bank is a FDIC-insured bank (FDIC certificate #59219). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Classic City Bank?
Classic City Bank holds $302 million in total assets, ranking 53rd of 124 banks we track in Georgia. It operates 1 branch.
Does Classic City Bank have CFPB complaints?
No CFPB complaints against Classic City Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
