Georgia First Bank is a bank based in Soperton, Georgia, established in 1903, with $296 million in total assets across 3 branches. By Trust Grade it ranks 67th of 124 banks we track in Georgia. Its capital ratio of 9.6% trails most similarly sized banks (41th percentile), versus a Georgia median of 10.5%. It was profitable over the most recent period, with a 1.78% return on assets. No consumer complaints against Georgia First Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Georgia First Bank compares to Georgia peers
How we graded Georgia First Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (9.6% capital ratio)
- Strongly profitable (ROA 1.78%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Georgia First Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (3)
- 1202 Second St, Soperton, GA 30457
- 112 Charles Andrew Dr, Vidalia, GA 30474
- 303 Industrial Blvd, Dublin, GA 31021
Are deposits at Georgia First Bank insured?
Yes. Georgia First Bank is an FDIC-insured bank (FDIC certificate #889). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Georgia First Bank: frequently asked questions
Is Georgia First Bank a good bank?
Georgia First Bank earns a Bankzia Trust Grade of A (96/100, "Excellent"), based on a financial-strength score of 96/100 (it has no CFPB complaints on record). Strongly capitalized (9.6% capital ratio); Strongly profitable (ROA 1.78%).
Is Georgia First Bank FDIC-insured?
Yes. Georgia First Bank is a FDIC-insured bank (FDIC certificate #889). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Georgia First Bank?
Georgia First Bank holds $296 million in total assets, ranking 67th of 124 banks we track in Georgia. It operates 3 branches.
Does Georgia First Bank have CFPB complaints?
No CFPB complaints against Georgia First Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
