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Douglas National Bank

Douglas, GA · Est. 2001 · Website ↗
A
Trust Grade
Excellent
Score: 95/100

Douglas National Bank is a bank based in Douglas, Georgia, established in 2001, with $332 million in total assets across 1 branch. By Trust Grade it ranks 74th of 124 banks we track in Georgia. Its capital ratio of 9.2% trails most similarly sized banks (32th percentile), versus a Georgia median of 10.5%. It was profitable over the most recent period, with a 3.50% return on assets. No consumer complaints against Douglas National Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$331.6M
$100M–1B institution
Deposits
$301.1M
Branches
1
Capital ratio
9.2%
Bottom 32% of $100M–1B peers · Georgia median 10.5%
Return on assets
3.5%
Top 1% of $100M–1B peers · Georgia median 1.53%
Rank in Georgia
#74
of 124 banks

How Douglas National Bank compares to Georgia peers

Capital ratio
Bottom 32% of $100M–1B peers
Douglas National
9.2%
Georgia median
10.5%
Higher capital ratio = stronger financial cushion
Return on assets
Top 1% of $100M–1B peers
Douglas National
3.5%
Georgia median
1.5%
Higher ROA = more profitable relative to asset base

How we graded Douglas National Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
95/100
Customer experience
n/a
Overall
A · 95
  • Strongly capitalized (9.2% capital ratio)
  • Strongly profitable (ROA 3.50%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Douglas National Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (1)

  • 211 Ward St E, Douglas, GA 31533

Are deposits at Douglas National Bank insured?

Yes. Douglas National Bank is an FDIC-insured bank (FDIC certificate #57230). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Douglas National Bank: frequently asked questions

Is Douglas National Bank a good bank?

Douglas National Bank earns a Bankzia Trust Grade of A (95/100, "Excellent"), based on a financial-strength score of 95/100 (it has no CFPB complaints on record). Strongly capitalized (9.2% capital ratio); Strongly profitable (ROA 3.50%).

Is Douglas National Bank FDIC-insured?

Yes. Douglas National Bank is a FDIC-insured bank (FDIC certificate #57230). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Douglas National Bank?

Douglas National Bank holds $332 million in total assets, ranking 74th of 124 banks we track in Georgia. It operates 1 branch.

Does Douglas National Bank have CFPB complaints?

No CFPB complaints against Douglas National Bank appear in our data over the analysis window, which is typical for a bank of this size.

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First National Bank Of Decatur County
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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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