First National Bank Of Decatur County is a bank based in Bainbridge, Georgia, established in 2004, with $349 million in total assets across 6 branches. By Trust Grade it ranks 118th of 124 banks we track in Georgia. Its capital ratio of 6.5% trails most similarly sized banks (4th percentile), versus a Georgia median of 10.5%. It was profitable over the most recent period, with a 0.32% return on assets. No consumer complaints against First National Bank Of Decatur County appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How First National Bank Of Decatur County compares to Georgia peers
How we graded First National Bank Of Decatur County
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (6.5% capital ratio)
- Profitable (ROA 0.32%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for First National Bank Of Decatur County over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (6)
- 600 N Broad St, Cairo, GA 39828
- 819 E Shotwell St, Bainbridge, GA 39819
- 26 S Main St, Moultrie, GA 31768
- 91 Scenic Gulf Dr, Miramar Beach, FL 32550
- 1559 Us Highway 19 S, Leesburg, GA 31763
- 1515 Tallahassee Hwy, Bainbridge, GA 39819
Are deposits at First National Bank Of Decatur County insured?
Yes. First National Bank Of Decatur County is an FDIC-insured bank (FDIC certificate #57694). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
First National Bank Of Decatur County: frequently asked questions
Is First National Bank Of Decatur County a good bank?
First National Bank Of Decatur County earns a Bankzia Trust Grade of B (80/100, "Strong"), based on a financial-strength score of 80/100 (it has no CFPB complaints on record). Well-capitalized (6.5% capital ratio); Profitable (ROA 0.32%).
Is First National Bank Of Decatur County FDIC-insured?
Yes. First National Bank Of Decatur County is a FDIC-insured bank (FDIC certificate #57694). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is First National Bank Of Decatur County?
First National Bank Of Decatur County holds $349 million in total assets, ranking 118th of 124 banks we track in Georgia. It operates 6 branches.
Does First National Bank Of Decatur County have CFPB complaints?
No CFPB complaints against First National Bank Of Decatur County appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
